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Single Family ResidenceResidential
$454,618$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

85 RIVER RIDGE RD

CEDAR FALLS, IA 50613
4
Beds
6 / 6
Baths
3,102 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$455K
$403K low$506K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$304,618
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$243,694
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
LIBERTY BANK FSB · recorded Apr 1, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,846 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,171,270 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,095,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$884,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,171,270

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 90 ft²Porch · 524 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Holmes Junior High SchoolA
Middle · Grades 7–9 · 0.9 mi
E
North Cedar Elementary SchoolC
Elementary · Grades PK–6 · 1.1 mi
H
Cedar Falls High SchoolB+
High · Grades 10–12 · 1.2 mi

District: Cedar Falls Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Black Hawk County
  • Costs less per square foot than 80% of homes in Cedar Falls 50613
  • Bigger than 98% of homes in Black Hawk County
  • Has a bigger lot than 88% of homes in Black Hawk County
  • Newer than 92% of homes in Black Hawk County

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$695K

This home is worth more than 87% of homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$454,618
CheaperTypical $259,341Pricier

Pricier than 87% of homes nearby

Price per ft²$147
CheaperTypical $192Pricier

Pricier than 20% of homes nearby

Living area3,102 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.56 ac
SmallerTypical 0.24 acBigger

Bigger than 87% of homes nearby

Year built2011
OlderTypical 1974Newer

Newer than 86% of homes nearby

How 85 River Ridge Rd ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$454,61887% of homes94% of homes
Price per ft²pricier than$14720% of homes40% of homes
Living areabigger than3,102 ft²97% of homes98% of homes
Lot sizebigger than0.56 ac87% of homes88% of homes
Year builtnewer than201186% of homes92% of homes

About 85 River Ridge Rd

How much is 85 River Ridge Rd, Cedar Falls, IA worth?

The TopHap Estimate for 85 River Ridge Rd, Cedar Falls, IA is $454,618 as of Jul 14, 2026. The likely range is $403,139 to $506,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 River Ridge Rd, Cedar Falls, IA last sell?

85 River Ridge Rd, Cedar Falls, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 85 River Ridge Rd, Cedar Falls, IA?

85 River Ridge Rd, Cedar Falls, IA has 4 bedrooms, 6 bathrooms, 3,102 square feet of living space and a 0.56-acre lot.

When was 85 River Ridge Rd, Cedar Falls, IA built?

85 River Ridge Rd, Cedar Falls, IA was built in 2011, making it 15 years old. The building has 1 story.

What schools serve 85 River Ridge Rd, Cedar Falls, IA?

85 River Ridge Rd, Cedar Falls, IA is assigned to Holmes Junior High School (middle), rated A; North Cedar Elementary School (elementary), rated C; Cedar Falls High School (high), rated B+. All sit in Cedar Falls Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 River Ridge Rd, Cedar Falls, IA compare to other homes in Cedar Falls 50613?

Among the 15,140 homes in Cedar Falls 50613, it is worth more than 87% of them ($454,618 against a typical $259,341), its price per square foot is higher than 20% of them ($147 against a typical $192), it is bigger than 97% of them (3,102 ft² against a typical 1,412 ft²), its lot is bigger than 87% of them (0.56 ac against a typical 0.24 ac) and it is newer than 86% of them (2011 against a typical 1974). Measured against all of Black Hawk County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 River Ridge Rd, Cedar Falls, IA?

The 2025 property tax bill for 85 River Ridge Rd, Cedar Falls, IA was $13,846. The county assessed it at $1,171,270.

More homes on River Ridge Rd

Closest homes

More homes in Cedar Falls 50613

Assigned schools

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