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Single Family ResidenceResidential
$188,932$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $76,000 on Jul 14, 2005

85 RUBLE DR

CLIFTON, TN 38425
2
Baths
1,616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$189K
$175K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$76,000 · Jul 14, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$188,932
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,146

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$665 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,025 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,075
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,775
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHARDIN
Lot (acres)The size of the land the home sits on, from county records.11.97
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShedPatio · 160 ft²Porch · 592 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northside Elementary SchoolC+
Elementary · Grades PK–5 · 14.8 mi
H
Hardin County High SchoolC+
High · Grades 9–12 · 16.3 mi
M
Hardin County Middle SchoolC+
Middle · Grades 6–8 · 16.8 mi

District: Hardin County School District

Neighborhood · ZIP 38425These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.123
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,161
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,896
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,202
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Ruble Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Clifton 38425
  • Bigger than 70% of homes in Clifton 38425
  • Has a bigger lot than 91% of homes in Hardin County

What homes are worth in Clifton 38425

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$590K

This home is worth more than 70% of homes in Clifton 38425.

How it measures up in Clifton 38425

The dot is this home. The mark in the middle is the typical home in Clifton 38425.

Estimated value$188,932
CheaperTypical $127,240Pricier

Pricier than 70% of homes nearby

Price per ft²$117
CheaperTypical $117Pricier

Pricier than 50% of homes nearby

Living area1,616 ft²
SmallerTypical 1,290 ft²Bigger

Bigger than 70% of homes nearby

Lot size11.97 ac
SmallerTypical 1.69 acBigger

Bigger than 79% of homes nearby

Year built1988
OlderTypical 1990Newer

Newer than 48% of homes nearby

How 85 Ruble Dr ranks against every home in each area.
MeasureThis homeClifton 38425Hardin County
Estimated valuepricier than$188,93270% of homes53% of homes
Price per ft²pricier than$11750% of homes40% of homes
Living areabigger than1,616 ft²70% of homes63% of homes
Lot sizebigger than11.97 ac79% of homes91% of homes
Year builtnewer than198848% of homes54% of homes

About 85 Ruble Dr

How much is 85 Ruble Dr, Clifton, TN worth?

The TopHap Estimate for 85 Ruble Dr, Clifton, TN is $188,932 as of Jul 14, 2026. The likely range is $175,010 to $202,854. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Ruble Dr, Clifton, TN last sell?

85 Ruble Dr, Clifton, TN last sold on Jul 14, 2005 for $76,000, according to the county's recorded deed.

How big is 85 Ruble Dr, Clifton, TN?

85 Ruble Dr, Clifton, TN has 2 bathrooms, 1,616 square feet of living space and a 11.97-acre lot.

When was 85 Ruble Dr, Clifton, TN built?

85 Ruble Dr, Clifton, TN was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 85 Ruble Dr, Clifton, TN?

85 Ruble Dr, Clifton, TN is assigned to Northside Elementary School (elementary), rated C+; Hardin County High School (high), rated C+; Hardin County Middle School (middle), rated C+. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Ruble Dr, Clifton, TN compare to other homes in Clifton 38425?

Among the 1,337 homes in Clifton 38425, it is worth more than 70% of them ($188,932 against a typical $127,240), its price per square foot is higher than 50% of them ($117 against a typical $117), it is bigger than 70% of them (1,616 ft² against a typical 1,290 ft²), its lot is bigger than 79% of them (11.97 ac against a typical 1.69 ac) and it is newer than 48% of them (1988 against a typical 1990). Measured against all of Hardin County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Ruble Dr, Clifton, TN?

The 2025 property tax bill for 85 Ruble Dr, Clifton, TN was $665. The county assessed it at $38,025.

More homes on Ruble Dr

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Assigned schools

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