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Single Family ResidenceResidential
$578,452$375 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $532,000 on Apr 11, 2025

850 RICH TOP WAY

COSBY, TN 37722
3
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$578K
$497K low$660K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$532,000 · Apr 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,052
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,442
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$505,400
ASCEND FCU · 5.62% 1 · recorded Apr 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$987 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,725
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCocke
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.8.40
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 400 ft²Patio · 400 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cosby High SchoolD+
High · Grades 9–12 · 2.8 mi
E
Cosby Elementary SchoolB
Elementary · Grades KG–8 · 2.8 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

850 Rich Top Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cocke County
  • Costs more per square foot than 95% of homes in Cocke County
  • Bigger than 73% of homes in Cosby 37722
  • Has a bigger lot than 87% of homes in Cosby 37722
  • Older than 76% of homes in Cosby 37722

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$845K

This home is worth more than 91% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$578,452
CheaperTypical $291,902Pricier

Pricier than 91% of homes nearby

Price per ft²$375
CheaperTypical $254Pricier

Pricier than 85% of homes nearby

Living area1,544 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 73% of homes nearby

Lot size8.4 ac
SmallerTypical 1.3 acBigger

Bigger than 87% of homes nearby

Year built1978
OlderTypical 1995Newer

Newer than 24% of homes nearby

How 850 Rich Top Way ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$578,45291% of homes95% of homes
Price per ft²pricier than$37585% of homes95% of homes
Living areabigger than1,544 ft²73% of homes71% of homes
Lot sizebigger than8.4 ac87% of homes85% of homes
Year builtnewer than197824% of homes39% of homes

About 850 Rich Top Way

How much is 850 Rich Top Way, Cosby, TN worth?

The TopHap Estimate for 850 Rich Top Way, Cosby, TN is $578,452 as of Jul 14, 2026. The likely range is $497,101 to $659,803. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 850 Rich Top Way, Cosby, TN last sell?

850 Rich Top Way, Cosby, TN last sold on Apr 11, 2025 for $532,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 850 Rich Top Way, Cosby, TN?

850 Rich Top Way, Cosby, TN has 3 bathrooms, 1,544 square feet of living space and a 8.40-acre lot.

When was 850 Rich Top Way, Cosby, TN built?

850 Rich Top Way, Cosby, TN was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 850 Rich Top Way, Cosby, TN?

850 Rich Top Way, Cosby, TN is assigned to Cosby High School (high), rated D+; Cosby Elementary School (elementary), rated B. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 850 Rich Top Way, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,458 homes in Cosby 37722, it is worth more than 91% of them ($578,452 against a typical $291,902), its price per square foot is higher than 85% of them ($375 against a typical $254), it is bigger than 73% of them (1,544 ft² against a typical 1,176 ft²), its lot is bigger than 87% of them (8.4 ac against a typical 1.3 ac) and it is newer than 24% of them (1978 against a typical 1995). Measured against all of Cocke County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 850 Rich Top Way, Cosby, TN?

The 2025 property tax bill for 850 Rich Top Way, Cosby, TN was $987. The county assessed it at $65,800.

More homes on Rich Top Way

Closest homes

More homes in Cosby 37722

Assigned schools

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