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Single Family ResidenceResidential
$445,327$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on May 13, 2003

851 RIVERBEND TRL NE

CHARLESTON, TN 37310
3
Beds
4 / 1
Baths
2,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$445K
$344K low$546K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · May 13, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,327
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,262
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$330,000
ATHENS FED'L COMMUNITY BANK · recorded Dec 20, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CAPSTAR BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,656 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,375 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,375
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$369,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,372 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charleston Elementary SchoolB-
Elementary · Grades KG–5 · 3.8 mi
H
Walker Valley High SchoolB
High · Grades 9–12 · 4.8 mi
M
Ocoee Middle SchoolB
Middle · Grades 6–8 · 10.5 mi

District: Bradley County School District

Neighborhood · ZIP 37310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,749
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,053
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,133
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 Riverbend Trl Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Bradley County
  • Bigger than 84% of homes in Bradley County
  • Has a bigger lot than 75% of homes in Bradley County
  • Newer than 82% of homes in Charleston 37310

What homes are worth in Charleston 37310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$974K

This home is worth more than 74% of homes in Charleston 37310.

How it measures up in Charleston 37310

The dot is this home. The mark in the middle is the typical home in Charleston 37310.

Estimated value$445,327
CheaperTypical $310,427Pricier

Pricier than 74% of homes nearby

Price per ft²$193
CheaperTypical $193Pricier

Pricier than 49% of homes nearby

Living area2,312 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.77 ac
SmallerTypical 1.93 acBigger

Bigger than 47% of homes nearby

Year built2004
OlderTypical 1992Newer

Newer than 82% of homes nearby

How 851 Riverbend Trl Ne ranks against every home in each area.
MeasureThis homeCharleston 37310Bradley County
Estimated valuepricier than$445,32774% of homes83% of homes
Price per ft²pricier than$19349% of homes56% of homes
Living areabigger than2,312 ft²80% of homes84% of homes
Lot sizebigger than1.77 ac47% of homes75% of homes
Year builtnewer than200482% of homes78% of homes

About 851 Riverbend Trl Ne

How much is 851 Riverbend Trl Ne, Charleston, TN worth?

The TopHap Estimate for 851 Riverbend Trl Ne, Charleston, TN is $445,327 as of Jul 14, 2026. The likely range is $344,283 to $546,371. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 851 Riverbend Trl Ne, Charleston, TN last sell?

851 Riverbend Trl Ne, Charleston, TN last sold on May 13, 2003 for $80,000, according to the county's recorded deed.

How big is 851 Riverbend Trl Ne, Charleston, TN?

851 Riverbend Trl Ne, Charleston, TN has 3 bedrooms, 4 bathrooms and 2,312 square feet of living space.

When was 851 Riverbend Trl Ne, Charleston, TN built?

851 Riverbend Trl Ne, Charleston, TN was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 851 Riverbend Trl Ne, Charleston, TN?

851 Riverbend Trl Ne, Charleston, TN is assigned to Charleston Elementary School (elementary), rated B-; Walker Valley High School (high), rated B; Ocoee Middle School (middle), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 Riverbend Trl Ne, Charleston, TN compare to other homes in Charleston 37310?

Among the 1,872 homes in Charleston 37310, it is worth more than 74% of them ($445,327 against a typical $310,427), its price per square foot is higher than 49% of them ($193 against a typical $193), it is bigger than 80% of them (2,312 ft² against a typical 1,589 ft²), its lot is bigger than 47% of them (1.77 ac against a typical 1.93 ac) and it is newer than 82% of them (2004 against a typical 1992). Measured against all of Bradley County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 Riverbend Trl Ne, Charleston, TN?

The 2024 property tax bill for 851 Riverbend Trl Ne, Charleston, TN was $1,656. The county assessed it at $92,375.

More homes on Riverbend Trl Ne

Closest homes

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Assigned schools

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