Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$676,177$361 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $676,500 on Mar 13, 2026

851 ROCKY RIDGE LN

LINCOLN, CA 95648
2
Beds
2
Baths
1,873 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$676K
$637K low$715K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$676,500 · Mar 13, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,677
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$397,500
MASON MCDUFFIE MORTGAGE CORP · recorded Mar 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,915 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$485,578 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,383
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$398,195
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$476,058

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twelve Bridges Elementary SchoolA
Elementary · Grades KG–5 · 1.7 mi
H
Twelve Bridges High SchoolA-
High · Grades 9–12 · 2.3 mi
M
Twelve Bridges Middle SchoolA
Middle · Grades 6–8 · 2.4 mi

District: Western Placer Unified School District

Neighborhood · ZIP 95648These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.60,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,980
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,384
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 Rocky Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Lincoln 95648
  • Has a bigger lot than 87% of homes in Sun City Lincoln Hills
  • Newer than 65% of homes in Placer County

What homes are worth in Lincoln 95648

Each bar is how many homes fall in that price range. The marker is this home.

This home
$370K$1.4M

This home is worth more than 59% of homes in Lincoln 95648.

How it measures up in Lincoln 95648

The dot is this home. The mark in the middle is the typical home in Lincoln 95648.

Estimated value$676,177
CheaperTypical $639,114Pricier

Pricier than 59% of homes nearby

Price per ft²$361
CheaperTypical $332Pricier

Pricier than 68% of homes nearby

Living area1,873 ft²
SmallerTypical 2,021 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.24 ac
SmallerTypical 0.18 acBigger

Bigger than 76% of homes nearby

Year built2002
OlderTypical 2004Newer

Newer than 37% of homes nearby

How 851 Rocky Ridge Ln ranks against every home in each area.
MeasureThis homeSun City Lincoln HillsLincoln 95648Placer County
Estimated valuepricier than$676,17754% of homes59% of homes49% of homes
Price per ft²pricier than$36137% of homes68% of homes58% of homes
Living areabigger than1,873 ft²58% of homes44% of homes46% of homes
Lot sizebigger than0.24 ac87% of homes76% of homes53% of homes
Year builtnewer than200246% of homes37% of homes65% of homes

About 851 Rocky Ridge Ln

How much is 851 Rocky Ridge Ln, Lincoln, CA worth?

The TopHap Estimate for 851 Rocky Ridge Ln, Lincoln, CA is $676,177 as of Jul 14, 2026. The likely range is $637,403 to $714,951. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 851 Rocky Ridge Ln, Lincoln, CA last sell?

851 Rocky Ridge Ln, Lincoln, CA last sold on Mar 13, 2026 for $676,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 851 Rocky Ridge Ln, Lincoln, CA?

851 Rocky Ridge Ln, Lincoln, CA has 2 bedrooms, 2 bathrooms, 1,873 square feet of living space and a 0.24-acre lot.

When was 851 Rocky Ridge Ln, Lincoln, CA built?

851 Rocky Ridge Ln, Lincoln, CA was built in 2002, making it 24 years old. It is a bungalow home.

What schools serve 851 Rocky Ridge Ln, Lincoln, CA?

851 Rocky Ridge Ln, Lincoln, CA is assigned to Twelve Bridges Elementary School (elementary), rated A; Twelve Bridges High School (high), rated A-; Twelve Bridges Middle School (middle), rated A. All sit in Western Placer Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 Rocky Ridge Ln, Lincoln, CA compare to other homes in Lincoln 95648?

Among the 23,925 homes in Lincoln 95648, it is worth more than 59% of them ($676,177 against a typical $639,114), its price per square foot is higher than 68% of them ($361 against a typical $332), it is bigger than 44% of them (1,873 ft² against a typical 2,021 ft²), its lot is bigger than 76% of them (0.24 ac against a typical 0.18 ac) and it is newer than 37% of them (2002 against a typical 2004). Measured against all of Placer County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 Rocky Ridge Ln, Lincoln, CA?

The 2025 property tax bill for 851 Rocky Ridge Ln, Lincoln, CA was $4,915. The county assessed it at $485,578.

More homes on Rocky Ridge Ln

Closest homes

More homes in Lincoln 95648

Assigned schools

Explore the area

See this home in context

Open 851 Rocky Ridge Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map