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Single Family ResidenceResidential
$524,559$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $510,000 on Apr 11, 2025

8520 W SILVER ST

CHENEY, WA 99004
4
Beds
2.5
Baths
2,330 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$525K
$490K low$560K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$510,000 · Apr 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,059
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,047
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$484,500
CARDINAL FINANCIAL COMPANY LP · recorded Apr 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,601 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$469,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$374,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$473,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$469,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySPOKANE
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Snowdon Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
M
Westwood Middle SchoolB
Middle · Grades 6–8 · 2.1 mi
H
Cheney High SchoolB-
High · Grades 9–12 · 7.2 mi

District: Cheney School District

Neighborhood · ZIP 99004These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.24,076
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,276
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,912
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8520 W Silver St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Cheney 99004
  • Bigger than 77% of homes in Cheney 99004
  • Has a smaller lot than 79% of homes in Cheney 99004
  • Newer than 96% of homes in Spokane County

What homes are worth in Cheney 99004

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$866K

This home is worth more than 81% of homes in Cheney 99004.

How it measures up in Cheney 99004

The dot is this home. The mark in the middle is the typical home in Cheney 99004.

Estimated value$524,559
CheaperTypical $420,810Pricier

Pricier than 81% of homes nearby

Price per ft²$225
CheaperTypical $229Pricier

Pricier than 48% of homes nearby

Living area2,330 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.16 ac
SmallerTypical 0.24 acBigger

Bigger than 21% of homes nearby

Year built2021
OlderTypical 1996Newer

Newer than 91% of homes nearby

How 8520 W Silver St ranks against every home in each area.
MeasureThis homeCheney 99004Spokane County
Estimated valuepricier than$524,55981% of homes71% of homes
Price per ft²pricier than$22548% of homes40% of homes
Living areabigger than2,330 ft²77% of homes72% of homes
Lot sizebigger than0.16 ac21% of homes29% of homes
Year builtnewer than202191% of homes96% of homes

About 8520 W Silver St

How much is 8520 W Silver St, Cheney, WA worth?

The TopHap Estimate for 8520 W Silver St, Cheney, WA is $524,559 as of Jul 14, 2026. The likely range is $489,570 to $559,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8520 W Silver St, Cheney, WA last sell?

8520 W Silver St, Cheney, WA last sold on Apr 11, 2025 for $510,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 8520 W Silver St, Cheney, WA?

8520 W Silver St, Cheney, WA has 4 bedrooms, 2.5 bathrooms, 2,330 square feet of living space and a 0.16-acre lot.

When was 8520 W Silver St, Cheney, WA built?

8520 W Silver St, Cheney, WA was built in 2021, making it 5 years old. It is a conventional home.

What schools serve 8520 W Silver St, Cheney, WA?

8520 W Silver St, Cheney, WA is assigned to Snowdon Elementary School (elementary), rated B+; Westwood Middle School (middle), rated B; Cheney High School (high), rated B-. All sit in Cheney School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8520 W Silver St, Cheney, WA compare to other homes in Cheney 99004?

Among the 6,650 homes in Cheney 99004, it is worth more than 81% of them ($524,559 against a typical $420,810), its price per square foot is higher than 48% of them ($225 against a typical $229), it is bigger than 77% of them (2,330 ft² against a typical 1,782 ft²), its lot is bigger than 21% of them (0.16 ac against a typical 0.24 ac) and it is newer than 91% of them (2021 against a typical 1996). Measured against all of Spokane County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8520 W Silver St, Cheney, WA?

The 2026 property tax bill for 8520 W Silver St, Cheney, WA was $4,601. The county assessed it at $469,800.

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