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Single Family ResidenceResidential
$938,539$388 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

855 CHIPETA DR

RIDGWAY, CO 81432
3
Beds
2
Baths
2,417 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$939K
$775K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$748,539
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$598,831
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$190,000
CORNERSTONE HOME LENDING INC · recorded Feb 24, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,408 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,630
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,060
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$815,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOuray
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Forced Air

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridgway Elementary SchoolB
Elementary · Grades PK–5 · 0.4 mi
M
Ridgway Middle SchoolA
Middle · Grades 6–8 · 1.1 mi
H
Ridgway High SchoolB+
High · Grades 9–12 · 1.1 mi

District: Ridgway School District R-2

Neighborhood · ZIP 81432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,088
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

855 Chipeta Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Ridgway 81432
  • Bigger than 68% of homes in Ouray County
  • Has a smaller lot than 77% of homes in Ridgway 81432

What homes are worth in Ridgway 81432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$339K$3.5M

This home is worth more than 42% of homes in Ridgway 81432.

How it measures up in Ridgway 81432

The dot is this home. The mark in the middle is the typical home in Ridgway 81432.

Estimated value$938,539
CheaperTypical $1,021,340Pricier

Pricier than 42% of homes nearby

Price per ft²$388
CheaperTypical $482Pricier

Pricier than 17% of homes nearby

Living area2,417 ft²
SmallerTypical 2,084 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.28 ac
SmallerTypical 1.9 acBigger

Bigger than 23% of homes nearby

Year built2001
OlderTypical 2002Newer

Newer than 49% of homes nearby

How 855 Chipeta Dr ranks against every home in each area.
MeasureThis homeRidgway 81432Ouray County
Estimated valuepricier than$938,53942% of homes52% of homes
Price per ft²pricier than$38817% of homes23% of homes
Living areabigger than2,417 ft²62% of homes68% of homes
Lot sizebigger than0.28 ac23% of homes30% of homes
Year builtnewer than200149% of homes56% of homes

About 855 Chipeta Dr

How much is 855 Chipeta Dr, Ridgway, CO worth?

The TopHap Estimate for 855 Chipeta Dr, Ridgway, CO is $938,539 as of Jul 14, 2026. The likely range is $774,521 to $1,102,557. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 855 Chipeta Dr, Ridgway, CO?

855 Chipeta Dr, Ridgway, CO has 3 bedrooms, 2 bathrooms, 2,417 square feet of living space and a 0.28-acre lot.

When was 855 Chipeta Dr, Ridgway, CO built?

855 Chipeta Dr, Ridgway, CO was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 855 Chipeta Dr, Ridgway, CO?

855 Chipeta Dr, Ridgway, CO is assigned to Ridgway Elementary School (elementary), rated B; Ridgway Middle School (middle), rated A; Ridgway High School (high), rated B+. All sit in Ridgway School District R-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 855 Chipeta Dr, Ridgway, CO compare to other homes in Ridgway 81432?

Among the 2,038 homes in Ridgway 81432, it is worth more than 42% of them ($938,539 against a typical $1,021,340), its price per square foot is higher than 17% of them ($388 against a typical $482), it is bigger than 62% of them (2,417 ft² against a typical 2,084 ft²), its lot is bigger than 23% of them (0.28 ac against a typical 1.9 ac) and it is newer than 49% of them (2001 against a typical 2002). Measured against all of Ouray County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 855 Chipeta Dr, Ridgway, CO?

The 2025 property tax bill for 855 Chipeta Dr, Ridgway, CO was $3,408. The county assessed it at $50,950.

More homes on Chipeta Dr

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More homes in Ridgway 81432

Assigned schools

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