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Single Family ResidenceResidential
$413,588$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

86 HARDING ST

FALL RIVER, MA 02720
2
Beds
1
Baths
1,467 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$414K
$394K low$433K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$228,588
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$182,870
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
BAYCOAST MORTGAGE COMPANY · R · recorded May 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,959 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$345,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,850

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBRISTOL
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spencer Borden Elementary SchoolC-
Elementary · Grades KG–5 · 0.2 mi
H
B.M.C. Durfee High SchoolD
High · Grades 9–12 · 0.3 mi
M
James Madison Morton Middle SchoolD+
Middle · Grades 6–8 · 0.9 mi

District: Fall River School District

Neighborhood · ZIP 02720These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,676
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,855
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Bristol County
  • Costs less per square foot than 81% of homes in Bristol County
  • Smaller than 67% of homes in Fall River 02720
  • Has a smaller lot than 89% of homes in Bristol County
  • Older than 75% of homes in Bristol County

What homes are worth in Fall River 02720

Each bar is how many homes fall in that price range. The marker is this home.

This home
$227K$762K

This home is worth more than 45% of homes in Fall River 02720.

How it measures up in Fall River 02720

The dot is this home. The mark in the middle is the typical home in Fall River 02720.

Estimated value$413,588
CheaperTypical $426,371Pricier

Pricier than 45% of homes nearby

Price per ft²$282
CheaperTypical $275Pricier

Pricier than 54% of homes nearby

Living area1,467 ft²
SmallerTypical 1,864 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.11 ac
SmallerTypical 0.19 acBigger

Bigger than 16% of homes nearby

Year built1925
OlderTypical 1940Newer

Newer than 38% of homes nearby

How 86 Harding St ranks against every home in each area.
MeasureThis homeFall River 02720Bristol County
Estimated valuepricier than$413,58845% of homes19% of homes
Price per ft²pricier than$28254% of homes19% of homes
Living areabigger than1,467 ft²33% of homes39% of homes
Lot sizebigger than0.11 ac16% of homes11% of homes
Year builtnewer than192538% of homes25% of homes

About 86 Harding St

How much is 86 Harding St, Fall River, MA worth?

The TopHap Estimate for 86 Harding St, Fall River, MA is $413,588 as of Jul 14, 2026. The likely range is $394,005 to $433,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Harding St, Fall River, MA last sell?

86 Harding St, Fall River, MA last sold on Mar 18, 2011, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 86 Harding St, Fall River, MA?

86 Harding St, Fall River, MA has 2 bedrooms, 1 bathrooms, 1,467 square feet of living space and a 0.11-acre lot.

When was 86 Harding St, Fall River, MA built?

86 Harding St, Fall River, MA was built in 1925, making it 101 years old. It is a cape cod home. The building has 1 story.

What schools serve 86 Harding St, Fall River, MA?

86 Harding St, Fall River, MA is assigned to Spencer Borden Elementary School (elementary), rated C-; B.M.C. Durfee High School (high), rated D; James Madison Morton Middle School (middle), rated D+. All sit in Fall River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Harding St, Fall River, MA compare to other homes in Fall River 02720?

Among the 7,003 homes in Fall River 02720, it is worth more than 45% of them ($413,588 against a typical $426,371), its price per square foot is higher than 54% of them ($282 against a typical $275), it is bigger than 33% of them (1,467 ft² against a typical 1,864 ft²), its lot is bigger than 16% of them (0.11 ac against a typical 0.19 ac) and it is newer than 38% of them (1925 against a typical 1940). Measured against all of Bristol County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Harding St, Fall River, MA?

The 2025 property tax bill for 86 Harding St, Fall River, MA was $3,959. The county assessed it at $345,800.

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Assigned schools

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