Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$170,327$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

865 RIVER ST

ALLEGAN, MI 49010
1
Baths
1,426 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.

Valuation

$170K
$147K low$194K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,077
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,262
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,000
FIFTH THIRD BANK NA · recorded Feb 27, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,250
MORTGAGE AMENITIES CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,954 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyALLEGAN
Lot (acres)The size of the land the home sits on, from county records.1.52
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dawson Elementary SchoolB
Elementary · Grades KG–5 · 1.1 mi
H
Allegan High SchoolC
High · Grades 9–12 · 1.6 mi
M
L.E. White Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Allegan Public Schools

Neighborhood · ZIP 49010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.18,900
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,616
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,455
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Allegan County
  • Costs less per square foot than 94% of homes in Allegan County

What homes are worth in Allegan 49010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$677K

This home is worth more than 19% of homes in Allegan 49010.

How it measures up in Allegan 49010

The dot is this home. The mark in the middle is the typical home in Allegan 49010.

Estimated value$170,327
CheaperTypical $262,427Pricier

Pricier than 19% of homes nearby

Price per ft²$119
CheaperTypical $185Pricier

Pricier than 14% of homes nearby

Living area1,426 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.52 ac
SmallerTypical 1.01 acBigger

Bigger than 57% of homes nearby

How 865 River St ranks against every home in each area.
MeasureThis homeAllegan 49010Allegan County
Estimated valuepricier than$170,32719% of homes9% of homes
Price per ft²pricier than$11914% of homes6% of homes
Living areabigger than1,426 ft²47% of homes43% of homes
Lot sizebigger than1.52 ac57% of homes60% of homes

About 865 River St

How much is 865 River St, Allegan, MI worth?

The TopHap Estimate for 865 River St, Allegan, MI is $170,327 as of Jul 14, 2026. The likely range is $146,947 to $193,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 River St, Allegan, MI last sell?

865 River St, Allegan, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 865 River St, Allegan, MI?

865 River St, Allegan, MI has 1 bathrooms, 1,426 square feet of living space and a 1.52-acre lot.

What schools serve 865 River St, Allegan, MI?

865 River St, Allegan, MI is assigned to Dawson Elementary School (elementary), rated B; Allegan High School (high), rated C; L.E. White Middle School (middle), rated B-. All sit in Allegan Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 River St, Allegan, MI compare to other homes in Allegan 49010?

Among the 7,187 homes in Allegan 49010, it is worth more than 19% of them ($170,327 against a typical $262,427), its price per square foot is higher than 14% of them ($119 against a typical $185), it is bigger than 47% of them (1,426 ft² against a typical 1,460 ft²) and its lot is bigger than 57% of them (1.52 ac against a typical 1.01 ac). Measured against all of Allegan County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 River St, Allegan, MI?

The 2025 property tax bill for 865 River St, Allegan, MI was $1,954. The county assessed it at $94,100.

More homes on River St

Closest homes

More homes in Allegan 49010

Assigned schools

Explore the area

See this home in context

Open 865 River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map