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Single Family ResidentialResidential
$149,073$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8766 WHITE ROCK RD

RUTH, MI 48470
1
Baths
980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.

Valuation

$149K
$131K low$167K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,258

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$658 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
17
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyHURON
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harbor Beach Elementary SchoolC
Elementary · Grades KG–5 · 8.9 mi
M
Harbor Beach Middle SchoolB
Middle · Grades 6–8 · 8.9 mi
H
Harbor Beach High SchoolC
High · Grades 9–12 · 8.9 mi

District: Harbor Beach Community Schools

Neighborhood · ZIP 48470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.709
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,166
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,694
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8766 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Ruth 48470
  • Costs more per square foot than 72% of homes in Ruth 48470
  • Smaller than 86% of homes in Ruth 48470
  • Has a bigger lot than 70% of homes in Huron County
  • Newer than 87% of homes in Ruth 48470

What homes are worth in Ruth 48470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$399K

This home is worth more than 33% of homes in Ruth 48470.

How it measures up in Ruth 48470

The dot is this home. The mark in the middle is the typical home in Ruth 48470.

Estimated value$149,073
CheaperTypical $172,788Pricier

Pricier than 33% of homes nearby

Price per ft²$152
CheaperTypical $133Pricier

Pricier than 72% of homes nearby

Living area980 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 14% of homes nearby

Lot size1 ac
SmallerTypical 1.26 acBigger

Bigger than 43% of homes nearby

Year built1995
OlderTypical 1961Newer

Newer than 87% of homes nearby

How 8766 White Rock Rd ranks against every home in each area.
MeasureThis homeRuth 48470Huron County
Estimated valuepricier than$149,07333% of homes35% of homes
Price per ft²pricier than$15272% of homes57% of homes
Living areabigger than980 ft²14% of homes20% of homes
Lot sizebigger than1 ac43% of homes70% of homes
Year builtnewer than199587% of homes85% of homes

About 8766 White Rock Rd

How much is 8766 White Rock Rd, Ruth, MI worth?

The TopHap Estimate for 8766 White Rock Rd, Ruth, MI is $149,073 as of Jul 14, 2026. The likely range is $131,306 to $166,840. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8766 White Rock Rd, Ruth, MI last sell?

8766 White Rock Rd, Ruth, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 8766 White Rock Rd, Ruth, MI?

8766 White Rock Rd, Ruth, MI has 1 bathrooms, 980 square feet of living space and a 1.00-acre lot.

When was 8766 White Rock Rd, Ruth, MI built?

8766 White Rock Rd, Ruth, MI was built in 1995, making it 31 years old.

What schools serve 8766 White Rock Rd, Ruth, MI?

8766 White Rock Rd, Ruth, MI is assigned to Harbor Beach Elementary School (elementary), rated C; Harbor Beach Middle School (middle), rated B; Harbor Beach High School (high), rated C. All sit in Harbor Beach Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8766 White Rock Rd, Ruth, MI compare to other homes in Ruth 48470?

Among the 249 homes in Ruth 48470, it is worth more than 33% of them ($149,073 against a typical $172,788), its price per square foot is higher than 72% of them ($152 against a typical $133), it is bigger than 14% of them (980 ft² against a typical 1,400 ft²), its lot is bigger than 43% of them (1 ac against a typical 1.26 ac) and it is newer than 87% of them (1995 against a typical 1961). Measured against all of Huron County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8766 White Rock Rd, Ruth, MI?

The 2025 property tax bill for 8766 White Rock Rd, Ruth, MI was $658. The county assessed it at $35,700.

More homes on White Rock Rd

Closest homes

More homes in Ruth 48470

Assigned schools

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