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Single Family ResidenceResidential
$838,596$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $310,000 on Mar 14, 2005

88 SERENITY DR

RUBY, NY 12475
4
Beds
3
Baths
2,840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$839K
$780K low$897K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,000 · Mar 14, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$544,096
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$435,277
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$248,000
ABN AMRO MORTGAGE GROUP INC · P · recorded Mar 14, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,500
J P MORGAN CHASE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,078 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$764,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$689,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$670,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$764,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.1.55
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 272 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.13
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.230
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,971
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

88 Serenity Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Ruby 12475
  • Costs more per square foot than 82% of homes in Ruby 12475
  • Bigger than 95% of homes in Ruby 12475
  • Newer than 78% of homes in Ruby 12475

What homes are worth in Ruby 12475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$839K

This home is worth more than 98% of homes in Ruby 12475.

How it measures up in Ruby 12475

The dot is this home. The mark in the middle is the typical home in Ruby 12475.

Estimated value$838,596
CheaperTypical $358,599Pricier

Pricier than 98% of homes nearby

Price per ft²$295
CheaperTypical $234Pricier

Pricier than 82% of homes nearby

Living area2,840 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 95% of homes nearby

Lot size1.55 ac
SmallerTypical 1.2 acBigger

Bigger than 58% of homes nearby

Year built1985
OlderTypical 1964Newer

Newer than 78% of homes nearby

How 88 Serenity Dr ranks against every home in each area.
MeasureThis homeRuby 12475Ulster County
Estimated valuepricier than$838,59698% of homes91% of homes
Price per ft²pricier than$29582% of homes59% of homes
Living areabigger than2,840 ft²95% of homes92% of homes
Lot sizebigger than1.55 ac58% of homes61% of homes
Year builtnewer than198578% of homes72% of homes

About 88 Serenity Dr

How much is 88 Serenity Dr, Ruby, NY worth?

The TopHap Estimate for 88 Serenity Dr, Ruby, NY is $838,596 as of Jul 14, 2026. The likely range is $779,697 to $897,495. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 88 Serenity Dr, Ruby, NY last sell?

88 Serenity Dr, Ruby, NY last sold on Mar 14, 2005 for $310,000, according to the county's recorded deed.

How big is 88 Serenity Dr, Ruby, NY?

88 Serenity Dr, Ruby, NY has 4 bedrooms, 3 bathrooms, 2,840 square feet of living space and a 1.55-acre lot.

When was 88 Serenity Dr, Ruby, NY built?

88 Serenity Dr, Ruby, NY was built in 1985, making it 41 years old. It is a contemporary home. The building has 2 stories.

How does 88 Serenity Dr, Ruby, NY compare to other homes in Ruby 12475?

Among the 130 homes in Ruby 12475, it is worth more than 98% of them ($838,596 against a typical $358,599), its price per square foot is higher than 82% of them ($295 against a typical $234), it is bigger than 95% of them (2,840 ft² against a typical 1,600 ft²), its lot is bigger than 58% of them (1.55 ac against a typical 1.2 ac) and it is newer than 78% of them (1985 against a typical 1964). Measured against all of Ulster County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 88 Serenity Dr, Ruby, NY?

The 2024 property tax bill for 88 Serenity Dr, Ruby, NY was $17,078. The county assessed it at $764,000.

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