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Single Family ResidenceResidential
$1,895,505$436 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,290,000 on Jul 6, 2020

90 SPECTACLE LN

RIDGEFIELD, CT 06877
5
Beds
5.5
Baths
4,351 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.9M
$1.7M low$2.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,290,000 · Jul 6, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,195,505
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$956,404
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$700,000
PNC BANK NA · P · recorded Jul 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$24,344 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$888,790 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$402,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$486,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$888,790
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$622,153

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWESTERN CONNECTICUT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
East Ridge Middle SchoolA
Middle · Grades 6–8 · 1.8 mi
E
Branchville Elementary SchoolA-
Elementary · Grades PK–5 · 2.4 mi
H
Ridgefield High SchoolA+
High · Grades 9–12 · 5.7 mi

District: Ridgefield School District

Neighborhood · ZIP 06877These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.28,200
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.805 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$170,030
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$233,105
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

90 Spectacle Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Ridgefield 06877
  • Bigger than 92% of homes in Western Connecticut County
  • Has a bigger lot than 83% of homes in Western Connecticut County
  • Newer than 67% of homes in Western Connecticut County

What homes are worth in Ridgefield 06877

Each bar is how many homes fall in that price range. The marker is this home.

This home
$400K$2.9M

This home is worth more than 90% of homes in Ridgefield 06877.

How it measures up in Ridgefield 06877

The dot is this home. The mark in the middle is the typical home in Ridgefield 06877.

Estimated value$1,895,505
CheaperTypical $1,080,050Pricier

Pricier than 90% of homes nearby

Price per ft²$436
CheaperTypical $452Pricier

Pricier than 42% of homes nearby

Living area4,351 ft²
SmallerTypical 2,356 ft²Bigger

Bigger than 91% of homes nearby

Lot size2 ac
SmallerTypical 1.1 acBigger

Bigger than 77% of homes nearby

Year built1978
OlderTypical 1970Newer

Newer than 66% of homes nearby

How 90 Spectacle Ln ranks against every home in each area.
MeasureThis homeRidgefield 06877Western Connecticut County
Estimated valuepricier than$1,895,50590% of homes83% of homes
Price per ft²pricier than$43642% of homes53% of homes
Living areabigger than4,351 ft²91% of homes92% of homes
Lot sizebigger than2 ac77% of homes83% of homes
Year builtnewer than197866% of homes67% of homes

About 90 Spectacle Ln

How much is 90 Spectacle Ln, Ridgefield, CT worth?

The TopHap Estimate for 90 Spectacle Ln, Ridgefield, CT is $1,895,505 as of Jul 14, 2026. The likely range is $1,665,078 to $2,125,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 90 Spectacle Ln, Ridgefield, CT last sell?

90 Spectacle Ln, Ridgefield, CT last sold on Jul 6, 2020 for $1,290,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 90 Spectacle Ln, Ridgefield, CT?

90 Spectacle Ln, Ridgefield, CT has 5 bedrooms, 5.5 bathrooms, 4,351 square feet of living space and a 2.00-acre lot.

When was 90 Spectacle Ln, Ridgefield, CT built?

90 Spectacle Ln, Ridgefield, CT was built in 1978, making it 48 years old. It is a colonial home. The building has 2 stories.

What schools serve 90 Spectacle Ln, Ridgefield, CT?

90 Spectacle Ln, Ridgefield, CT is assigned to East Ridge Middle School (middle), rated A; Branchville Elementary School (elementary), rated A-; Ridgefield High School (high), rated A+. All sit in Ridgefield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 90 Spectacle Ln, Ridgefield, CT compare to other homes in Ridgefield 06877?

Among the 8,677 homes in Ridgefield 06877, it is worth more than 90% of them ($1,895,505 against a typical $1,080,050), its price per square foot is higher than 42% of them ($436 against a typical $452), it is bigger than 91% of them (4,351 ft² against a typical 2,356 ft²), its lot is bigger than 77% of them (2 ac against a typical 1.1 ac) and it is newer than 66% of them (1978 against a typical 1970). Measured against all of Western Connecticut County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 90 Spectacle Ln, Ridgefield, CT?

The 2025 property tax bill for 90 Spectacle Ln, Ridgefield, CT was $24,344. The county assessed it at $888,790.

More homes on Spectacle Ln

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Assigned schools

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