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Single Family ResidenceResidential
$366,045$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $365,000 on Jun 12, 2026

92 ASH ST

GARDNER, MA 01440
3
Beds
1.5
Baths
1,321 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$366K
$348K low$384K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,000 · Jun 12, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$366,045
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$292,836

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$41 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,235

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gardner High SchoolC-
High · Grades 8–12 · 1.2 mi
M
Gardner Middle SchoolD-
Middle · Grades 5–7 · 1.3 mi
E
Gardner Elementary SchoolD-
Elementary · Grades PK–4 · 1.6 mi

District: Gardner School District

Neighborhood · ZIP 01440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,657
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.854 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,787
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

92 Ash St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Worcester County
  • Costs less per square foot than 67% of homes in Worcester County
  • Smaller than 71% of homes in Worcester County
  • Has a smaller lot than 86% of homes in Worcester County
  • Older than 87% of homes in Worcester County

What homes are worth in Gardner 01440

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$648K

This home is worth more than 45% of homes in Gardner 01440.

How it measures up in Gardner 01440

The dot is this home. The mark in the middle is the typical home in Gardner 01440.

Estimated value$366,045
CheaperTypical $375,798Pricier

Pricier than 45% of homes nearby

Price per ft²$277
CheaperTypical $271Pricier

Pricier than 55% of homes nearby

Living area1,321 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.17 ac
SmallerTypical 0.29 acBigger

Bigger than 21% of homes nearby

Year built1900
OlderTypical 1949Newer

Newer than 23% of homes nearby

How 92 Ash St ranks against every home in each area.
MeasureThis homeGardner 01440Worcester County
Estimated valuepricier than$366,04545% of homes18% of homes
Price per ft²pricier than$27755% of homes33% of homes
Living areabigger than1,321 ft²39% of homes29% of homes
Lot sizebigger than0.17 ac21% of homes14% of homes
Year builtnewer than190023% of homes13% of homes

About 92 Ash St

How much is 92 Ash St, Gardner, MA worth?

The TopHap Estimate for 92 Ash St, Gardner, MA is $366,045 as of Jul 14, 2026. The likely range is $347,733 to $384,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 92 Ash St, Gardner, MA last sell?

92 Ash St, Gardner, MA last sold on Jun 12, 2026 for $365,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 92 Ash St, Gardner, MA?

92 Ash St, Gardner, MA has 3 bedrooms, 1.5 bathrooms, 1,321 square feet of living space and a 0.17-acre lot.

When was 92 Ash St, Gardner, MA built?

92 Ash St, Gardner, MA was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 92 Ash St, Gardner, MA?

92 Ash St, Gardner, MA is assigned to Gardner High School (high), rated C-; Gardner Middle School (middle), rated D-; Gardner Elementary School (elementary), rated D-. All sit in Gardner School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 92 Ash St, Gardner, MA compare to other homes in Gardner 01440?

Among the 5,705 homes in Gardner 01440, it is worth more than 45% of them ($366,045 against a typical $375,798), its price per square foot is higher than 55% of them ($277 against a typical $271), it is bigger than 39% of them (1,321 ft² against a typical 1,494 ft²), its lot is bigger than 21% of them (0.17 ac against a typical 0.29 ac) and it is newer than 23% of them (1900 against a typical 1949). Measured against all of Worcester County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 92 Ash St, Gardner, MA?

The 2025 property tax bill for 92 Ash St, Gardner, MA was $41. The county assessed it at $287,600.

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Assigned schools

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