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Single Family ResidenceResidential
$269,825$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $66,500 on Dec 7, 1995

95 RIVER RD

WARE, MA 01082
3
Beds
1
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$270K
$248K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$66,500 · Dec 7, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$206,825
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,460
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,000
COUNTRY BANK · recorded Dec 7, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,625 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$174,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,260

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.98 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stanley M Koziol Elementary SchoolC-
Elementary · Grades PK–3 · 3.7 mi
M
Ware Junior/Senior High SchoolD+
Middle · Grades 7–12 · 3.7 mi

District: Ware School District

Neighborhood · ZIP 01082These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,149
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,912
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Hampshire County
  • Costs less per square foot than 91% of homes in Hampshire County
  • Smaller than 69% of homes in Ware 01082
  • Newer than 68% of homes in Ware 01082

What homes are worth in Ware 01082

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$641K

This home is worth more than 15% of homes in Ware 01082.

How it measures up in Ware 01082

The dot is this home. The mark in the middle is the typical home in Ware 01082.

Estimated value$269,825
CheaperTypical $353,900Pricier

Pricier than 15% of homes nearby

Price per ft²$192
CheaperTypical $217Pricier

Pricier than 32% of homes nearby

Living area1,404 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.68 ac
SmallerTypical 0.52 acBigger

Bigger than 57% of homes nearby

Year built1978
OlderTypical 1966Newer

Newer than 68% of homes nearby

How 95 River Rd ranks against every home in each area.
MeasureThis homeWare 01082Hampshire County
Estimated valuepricier than$269,82515% of homes7% of homes
Price per ft²pricier than$19232% of homes9% of homes
Living areabigger than1,404 ft²31% of homes36% of homes
Lot sizebigger than0.68 ac57% of homes49% of homes
Year builtnewer than197868% of homes63% of homes

About 95 River Rd

How much is 95 River Rd, Ware, MA worth?

The TopHap Estimate for 95 River Rd, Ware, MA is $269,825 as of Jul 14, 2026. The likely range is $248,212 to $291,438. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 River Rd, Ware, MA last sell?

95 River Rd, Ware, MA last sold on Dec 7, 1995 for $66,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 95 River Rd, Ware, MA?

95 River Rd, Ware, MA has 3 bedrooms, 1 bathrooms, 1,404 square feet of living space and a 0.68-acre lot.

When was 95 River Rd, Ware, MA built?

95 River Rd, Ware, MA was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 95 River Rd, Ware, MA?

95 River Rd, Ware, MA is assigned to Stanley M Koziol Elementary School (elementary), rated C-; Ware Junior/Senior High School (middle), rated D+. All sit in Ware School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 River Rd, Ware, MA compare to other homes in Ware 01082?

Among the 3,605 homes in Ware 01082, it is worth more than 15% of them ($269,825 against a typical $353,900), its price per square foot is higher than 32% of them ($192 against a typical $217), it is bigger than 31% of them (1,404 ft² against a typical 1,736 ft²), its lot is bigger than 57% of them (0.68 ac against a typical 0.52 ac) and it is newer than 68% of them (1978 against a typical 1966). Measured against all of Hampshire County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 River Rd, Ware, MA?

The 2025 property tax bill for 95 River Rd, Ware, MA was $2,625. The county assessed it at $174,300.

More homes on River Rd

Closest homes

More homes in Ware 01082

Assigned schools

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