Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$398,196$497 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $360,000 on Apr 29, 2025

97 RIVER RD

CONCORD, NH 03303
2
Beds
1
Baths
802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$398K
$356K low$441K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$360,000 · Apr 29, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,156
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,125
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$293,040
ROCKET MORTGAGE · P · recorded Apr 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,407 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$220,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$142,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$356,915

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
83
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.86 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Beaver Meadow SchoolC
Elementary · Grades PK–5 · 2.7 mi
H
Concord High SchoolC-
High · Grades 9–12 · 5.4 mi
M
Rundlett Middle SchoolB-
Middle · Grades 6–8 · 6.2 mi

District: Concord School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,368
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,736
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Merrimack County
  • Among the highest price per square foot in West Concord
  • Smaller than 95% of homes in West Concord
  • Has a smaller lot than 88% of homes in Merrimack County
  • Older than 88% of homes in West Concord

What homes are worth in Concord 03303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$703K

This home is worth more than 48% of homes in Concord 03303.

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Estimated value$398,196
CheaperTypical $400,685Pricier

Pricier than 48% of homes nearby

Price per ft²$497
CheaperTypical $259Pricier

Pricier than almost all homes nearby

Living area802 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.22 ac
SmallerTypical 0.75 acBigger

Bigger than 14% of homes nearby

Year built1920
OlderTypical 1986Newer

Newer than 14% of homes nearby

How 97 River Rd ranks against every home in each area.
MeasureThis homeWest ConcordConcord 03303Merrimack County
Estimated valuepricier than$398,19657% of homes48% of homes34% of homes
Price per ft²pricier than$497almost all homesalmost all homes98% of homes
Living areabigger than802 ft²5% of homes7% of homes6% of homes
Lot sizebigger than0.22 ac27% of homes14% of homes12% of homes
Year builtnewer than192012% of homes14% of homes17% of homes

About 97 River Rd

How much is 97 River Rd, Concord, NH worth?

The TopHap Estimate for 97 River Rd, Concord, NH is $398,196 as of Jul 14, 2026. The likely range is $355,692 to $440,700. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 River Rd, Concord, NH last sell?

97 River Rd, Concord, NH last sold on Apr 29, 2025 for $360,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 97 River Rd, Concord, NH?

97 River Rd, Concord, NH has 2 bedrooms, 1 bathrooms, 802 square feet of living space and a 0.22-acre lot.

When was 97 River Rd, Concord, NH built?

97 River Rd, Concord, NH was built in 1920, making it 106 years old. It is a conventional home. The building has 1 story.

What schools serve 97 River Rd, Concord, NH?

97 River Rd, Concord, NH is assigned to Beaver Meadow School (elementary), rated C; Concord High School (high), rated C-; Rundlett Middle School (middle), rated B-. All sit in Concord School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 River Rd, Concord, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is worth more than 48% of them ($398,196 against a typical $400,685), its price per square foot is higher than almost all of them ($497 against a typical $259), it is bigger than 7% of them (802 ft² against a typical 1,414 ft²), its lot is bigger than 14% of them (0.22 ac against a typical 0.75 ac) and it is newer than 14% of them (1920 against a typical 1986). Measured against all of Merrimack County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 River Rd, Concord, NH?

The 2025 property tax bill for 97 River Rd, Concord, NH was $6,407. The county assessed it at $220,100.

More homes on River Rd

Closest homes

More homes in Concord 03303

Assigned schools

Explore the area

See this home in context

Open 97 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map