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Single Family ResidenceResidential
$966,310$385 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

974 RUBY DR

VISTA, CA 92083
4
Beds
3
Baths
2,510 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$966K
$912K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$602,310
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$481,848
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$364,000
SAN DIEGO COUNTY CU · R · recorded Apr 21, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,029 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,550 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,954
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,596
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$293,677

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grapevine Elementary SchoolD
Elementary · Grades KG–5 · 0.3 mi
M
Madison Middle SchoolD
Middle · Grades 6–8 · 2.3 mi
H
Rancho Buena Vista High SchoolB-
High · Grades 9–12 · 3.3 mi

District: Vista Unified School District

Neighborhood · ZIP 92083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.207

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,552
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

974 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Vista 92083
  • Costs less per square foot than 92% of homes in San Diego County
  • Bigger than 91% of homes in Vista 92083
  • Has a smaller lot than 67% of homes in Vista 92083

What homes are worth in Vista 92083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$366K$1.1M

This home is worth more than 93% of homes in Vista 92083.

How it measures up in Vista 92083

The dot is this home. The mark in the middle is the typical home in Vista 92083.

Estimated value$966,310
CheaperTypical $647,900Pricier

Pricier than 93% of homes nearby

Price per ft²$385
CheaperTypical $440Pricier

Pricier than 24% of homes nearby

Living area2,510 ft²
SmallerTypical 1,418 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.23 ac
SmallerTypical 0.28 acBigger

Bigger than 33% of homes nearby

Year built1980
OlderTypical 1979Newer

Newer than 58% of homes nearby

How 974 Ruby Dr ranks against every home in each area.
MeasureThis homeVista 92083San Diego County
Estimated valuepricier than$966,31093% of homes57% of homes
Price per ft²pricier than$38524% of homes8% of homes
Living areabigger than2,510 ft²91% of homes84% of homes
Lot sizebigger than0.23 ac33% of homes47% of homes
Year builtnewer than198058% of homes43% of homes

About 974 Ruby Dr

How much is 974 Ruby Dr, Vista, CA worth?

The TopHap Estimate for 974 Ruby Dr, Vista, CA is $966,310 as of Jul 14, 2026. The likely range is $911,871 to $1,020,749. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 974 Ruby Dr, Vista, CA last sell?

974 Ruby Dr, Vista, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 974 Ruby Dr, Vista, CA?

974 Ruby Dr, Vista, CA has 4 bedrooms, 3 bathrooms, 2,510 square feet of living space and a 0.23-acre lot.

When was 974 Ruby Dr, Vista, CA built?

974 Ruby Dr, Vista, CA was built in 1980, making it 46 years old. It is a contemporary home. The building has 1 story.

What schools serve 974 Ruby Dr, Vista, CA?

974 Ruby Dr, Vista, CA is assigned to Grapevine Elementary School (elementary), rated D; Madison Middle School (middle), rated D; Rancho Buena Vista High School (high), rated B-. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 974 Ruby Dr, Vista, CA compare to other homes in Vista 92083?

Among the 7,619 homes in Vista 92083, it is worth more than 93% of them ($966,310 against a typical $647,900), its price per square foot is higher than 24% of them ($385 against a typical $440), it is bigger than 91% of them (2,510 ft² against a typical 1,418 ft²), its lot is bigger than 33% of them (0.23 ac against a typical 0.28 ac) and it is newer than 58% of them (1980 against a typical 1979). Measured against all of San Diego County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 974 Ruby Dr, Vista, CA?

The 2025 property tax bill for 974 Ruby Dr, Vista, CA was $4,029. The county assessed it at $299,550.

More homes on Ruby Dr

Closest homes

More homes in Vista 92083

Assigned schools

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