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Rural ResidenceResidential
$674,602$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Jun 19, 2018

980 ROCKY RIDGE RD

CAMDEN, TN 38320
4 / 1
Baths
3,036 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
21.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$675K
$586K low$763K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Jun 19, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$318,467
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$254,774
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,135
MORTGAGE RESEARCH CENTER LLC · recorded Jan 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,148 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$570,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBenton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.21.56
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Camden Central High SchoolB-
High · Grades 9–12 · 3.9 mi
M
Camden Jr High SchoolC+
Middle · Grades 6–8 · 4.0 mi
E
Camden Elementary School
Elementary · Grades PK–2 · 4.2 mi

District: Benton County School District

Neighborhood · ZIP 38320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.142

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.10,314
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,761
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

980 Rocky Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Benton County
  • Costs more per square foot than 88% of homes in Camden 38320
  • Bigger than 98% of homes in Camden 38320
  • Has a bigger lot than 92% of homes in Camden 38320
  • Newer than 73% of homes in Camden 38320

What homes are worth in Camden 38320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$633K

This home is worth more than 98% of homes in Camden 38320.

How it measures up in Camden 38320

The dot is this home. The mark in the middle is the typical home in Camden 38320.

Estimated value$674,602
CheaperTypical $198,363Pricier

Pricier than 98% of homes nearby

Price per ft²$222
CheaperTypical $139Pricier

Pricier than 88% of homes nearby

Living area3,036 ft²
SmallerTypical 1,377 ft²Bigger

Bigger than 98% of homes nearby

Lot size21.56 ac
SmallerTypical 1.2 acBigger

Bigger than 92% of homes nearby

Year built1993
OlderTypical 1977Newer

Newer than 73% of homes nearby

How 980 Rocky Ridge Rd ranks against every home in each area.
MeasureThis homeCamden 38320Benton County
Estimated valuepricier than$674,60298% of homesalmost all homes
Price per ft²pricier than$22288% of homes86% of homes
Living areabigger than3,036 ft²98% of homes98% of homes
Lot sizebigger than21.56 ac92% of homes90% of homes
Year builtnewer than199373% of homes68% of homes

About 980 Rocky Ridge Rd

How much is 980 Rocky Ridge Rd, Camden, TN worth?

The TopHap Estimate for 980 Rocky Ridge Rd, Camden, TN is $674,602 as of Jul 14, 2026. The likely range is $586,282 to $762,922. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 980 Rocky Ridge Rd, Camden, TN last sell?

980 Rocky Ridge Rd, Camden, TN last sold on Jun 19, 2018 for $355,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 980 Rocky Ridge Rd, Camden, TN?

980 Rocky Ridge Rd, Camden, TN has 4 bathrooms, 3,036 square feet of living space and a 21.56-acre lot.

When was 980 Rocky Ridge Rd, Camden, TN built?

980 Rocky Ridge Rd, Camden, TN was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 980 Rocky Ridge Rd, Camden, TN?

980 Rocky Ridge Rd, Camden, TN is assigned to Camden Central High School (high), rated B-; Camden Jr High School (middle), rated C+; Camden Elementary School (elementary). All sit in Benton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 980 Rocky Ridge Rd, Camden, TN compare to other homes in Camden 38320?

Among the 4,952 homes in Camden 38320, it is worth more than 98% of them ($674,602 against a typical $198,363), its price per square foot is higher than 88% of them ($222 against a typical $139), it is bigger than 98% of them (3,036 ft² against a typical 1,377 ft²), its lot is bigger than 92% of them (21.56 ac against a typical 1.2 ac) and it is newer than 73% of them (1993 against a typical 1977). Measured against all of Benton County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 980 Rocky Ridge Rd, Camden, TN?

The 2025 property tax bill for 980 Rocky Ridge Rd, Camden, TN was $2,148. The county assessed it at $125,850.

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Assigned schools

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