Skip to content
Skip to content
TopHapOpen in map
Planned Unit Development (Pud)Residential
$546,798$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $370,000 on Apr 15, 2016

986 RACCOON LN

SANTA ROSA, CA 95401
3
Beds
3 / 1
Baths
1,346 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,849 ft²
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$547K
$524K low$569K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Apr 15, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$276,798
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$221,438
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,000
AMERICAN PACIFIC MORTGAGE CORP · recorded Aug 12, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,017 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$437,998 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$171,647
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,351
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$437,998

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.5
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
CountySonoma
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Steele Lane Elementary SchoolD-
Elementary · Grades KG–6 · 0.6 mi
M
Hilliard Comstock Middle SchoolF
Middle · Grades 7–8 · 1.1 mi
H
Piner High SchoolC
High · Grades 9–12 · 2.2 mi

District: Santa Rosa High School District

Neighborhood · ZIP 95401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.474

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,940
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,831 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,933
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Raccoon Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Sonoma County
  • Costs less per square foot than 80% of homes in Sonoma County
  • Has a smaller lot than 92% of homes in Sonoma County
  • Newer than 93% of homes in Santa Rosa 95401

What homes are worth in Santa Rosa 95401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$330K$1.5M

This home is worth more than 29% of homes in Santa Rosa 95401.

How it measures up in Santa Rosa 95401

The dot is this home. The mark in the middle is the typical home in Santa Rosa 95401.

Estimated value$546,798
CheaperTypical $609,560Pricier

Pricier than 29% of homes nearby

Price per ft²$406
CheaperTypical $439Pricier

Pricier than 32% of homes nearby

Living area1,346 ft²
SmallerTypical 1,379 ft²Bigger

Bigger than 48% of homes nearby

Lot size1,849 ft²
SmallerTypical 0.15 acBigger

Bigger than 10% of homes nearby

Year built1994
OlderTypical 1977Newer

Newer than 93% of homes nearby

How 986 Raccoon Ln ranks against every home in each area.
MeasureThis homeSanta Rosa 95401Sonoma County
Estimated valuepricier than$546,79829% of homes15% of homes
Price per ft²pricier than$40632% of homes20% of homes
Living areabigger than1,346 ft²48% of homes36% of homes
Lot sizebigger than1,849 ft²10% of homes8% of homes
Year builtnewer than199493% of homes79% of homes

About 986 Raccoon Ln

How much is 986 Raccoon Ln, Santa Rosa, CA worth?

The TopHap Estimate for 986 Raccoon Ln, Santa Rosa, CA is $546,798 as of Jul 14, 2026. The likely range is $524,349 to $569,247. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Raccoon Ln, Santa Rosa, CA last sell?

986 Raccoon Ln, Santa Rosa, CA last sold on Apr 15, 2016 for $370,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 986 Raccoon Ln, Santa Rosa, CA?

986 Raccoon Ln, Santa Rosa, CA has 3 bedrooms, 3 bathrooms, 1,346 square feet of living space and a 0.04-acre lot.

When was 986 Raccoon Ln, Santa Rosa, CA built?

986 Raccoon Ln, Santa Rosa, CA was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 986 Raccoon Ln, Santa Rosa, CA?

986 Raccoon Ln, Santa Rosa, CA is assigned to Steele Lane Elementary School (elementary), rated D-; Hilliard Comstock Middle School (middle), rated F; Piner High School (high), rated C. All sit in Santa Rosa High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Raccoon Ln, Santa Rosa, CA compare to other homes in Santa Rosa 95401?

Among the 9,878 homes in Santa Rosa 95401, it is worth more than 29% of them ($546,798 against a typical $609,560), its price per square foot is higher than 32% of them ($406 against a typical $439), it is bigger than 48% of them (1,346 ft² against a typical 1,379 ft²), its lot is bigger than 10% of them (1,849 ft² against a typical 0.15 ac) and it is newer than 93% of them (1994 against a typical 1977). Measured against all of Sonoma County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Raccoon Ln, Santa Rosa, CA?

The 2025 property tax bill for 986 Raccoon Ln, Santa Rosa, CA was $5,017. The county assessed it at $437,998.

More homes on Raccoon Ln

Closest homes

More homes in Santa Rosa 95401

Assigned schools

Explore the area

See this home in context

Open 986 Raccoon Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map