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Single Family ResidenceResidential
$377,751$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

986 RIVER ROCK

NEW BRAUNFELS, TX 78130
2
Baths
1,355 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$378K
$329K low$427K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,751
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,801
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,000
JEFFERSON BK · recorded Jan 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,586 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$347,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$343,730
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$347,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyComal
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Church Hill Middle SchoolB+
Middle · Grades 6–8 · 1.1 mi
H
Canyon High SchoolB
High · Grades 9–12 · 1.3 mi
E
Goodwin Frazier Elementary SchoolC+
Elementary · Grades PK–5 · 1.3 mi

District: Comal Independent School District

Neighborhood · ZIP 78130These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.107,165
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,819
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 River Rock measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Comal County
  • Costs more per square foot than 84% of homes in New Braunfels 78130
  • Smaller than 82% of homes in Comal County
  • Has a smaller lot than 71% of homes in Comal County

What homes are worth in New Braunfels 78130

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$921K

This home is worth more than 63% of homes in New Braunfels 78130.

How it measures up in New Braunfels 78130

The dot is this home. The mark in the middle is the typical home in New Braunfels 78130.

Estimated value$377,751
CheaperTypical $339,435Pricier

Pricier than 63% of homes nearby

Price per ft²$279
CheaperTypical $188Pricier

Pricier than 84% of homes nearby

Living area1,355 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.2 ac
SmallerTypical 0.18 acBigger

Bigger than 57% of homes nearby

Year built2013
OlderTypical 2006Newer

Newer than 62% of homes nearby

How 986 River Rock ranks against every home in each area.
MeasureThis homeNew Braunfels 78130Comal County
Estimated valuepricier than$377,75163% of homes31% of homes
Price per ft²pricier than$27984% of homes71% of homes
Living areabigger than1,355 ft²23% of homes18% of homes
Lot sizebigger than0.2 ac57% of homes29% of homes
Year builtnewer than201362% of homes60% of homes

About 986 River Rock

How much is 986 River Rock, New Braunfels, TX worth?

The TopHap Estimate for 986 River Rock, New Braunfels, TX is $377,751 as of Jun 23, 2026. The likely range is $328,643 to $426,858. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 River Rock, New Braunfels, TX last sell?

986 River Rock, New Braunfels, TX last sold on Jan 13, 2020, according to the county's recorded deed.

How big is 986 River Rock, New Braunfels, TX?

986 River Rock, New Braunfels, TX has 2 bathrooms, 1,355 square feet of living space and a 0.20-acre lot.

When was 986 River Rock, New Braunfels, TX built?

986 River Rock, New Braunfels, TX was built in 2013, making it 13 years old. The building has 1 story.

What schools serve 986 River Rock, New Braunfels, TX?

986 River Rock, New Braunfels, TX is assigned to Church Hill Middle School (middle), rated B+; Canyon High School (high), rated B; Goodwin Frazier Elementary School (elementary), rated C+. All sit in Comal Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 River Rock, New Braunfels, TX compare to other homes in New Braunfels 78130?

Among the 33,794 homes in New Braunfels 78130, it is worth more than 63% of them ($377,751 against a typical $339,435), its price per square foot is higher than 84% of them ($279 against a typical $188), it is bigger than 23% of them (1,355 ft² against a typical 1,758 ft²), its lot is bigger than 57% of them (0.2 ac against a typical 0.18 ac) and it is newer than 62% of them (2013 against a typical 2006). Measured against all of Comal County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 River Rock, New Braunfels, TX?

The 2024 property tax bill for 986 River Rock, New Braunfels, TX was $2,586. The county assessed it at $347,710.

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Assigned schools

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See this home in context

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