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Rural ResidenceResidential
$167,608
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

997 N RUBY VALLEY RD

RUBY VALLEY, NV 89833
3
Beds
3
Baths
764.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$168K
$132K low$203K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.885%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,770,000
AMERICAN AGCREDIT ACA · recorded Jan 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,173 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,181 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,008
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,173
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,181
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$463,374

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
92
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
67
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyElko
Lot (acres)The size of the land the home sits on, from county records.764.50
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ruby Valley School
Elementary · Grades KG–8 · 19.9 mi
H
Elko High SchoolC-
High · Grades 9–12 · 33.5 mi

District: Elko County School District

Neighborhood · ZIP 89833These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,663
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,274
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

997 N Ruby Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Elko County
  • Among the largest lots in Elko County
  • Among the newest homes in Elko County

What homes are worth in Elko County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$168K

This home is worth more than almost all homes in Elko County.

How it measures up in Elko County

The dot is this home. The mark in the middle is the typical home in Elko County.

Estimated value$167,608
CheaperTypical $366,399Pricier

Pricier than 15% of homes nearby

Lot size764.5 ac
SmallerTypical 1.03 acBigger

Bigger than almost all homes nearby

Year built2022
OlderTypical 1994Newer

Newer than almost all homes nearby

How 997 N Ruby Valley Rd ranks against every home in each area.
MeasureThis homeElko County
Estimated valuepricier than$167,60815% of homes
Lot sizebigger than764.5 acalmost all homes
Year builtnewer than2022almost all homes

About 997 N Ruby Valley Rd

How much is 997 N Ruby Valley Rd, Ruby Valley, NV worth?

The TopHap Estimate for 997 N Ruby Valley Rd, Ruby Valley, NV is $167,608 as of Jul 14, 2026. The likely range is $131,939 to $203,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 997 N Ruby Valley Rd, Ruby Valley, NV last sell?

997 N Ruby Valley Rd, Ruby Valley, NV last sold on Jun 18, 1959, according to the county's recorded deed.

How big is 997 N Ruby Valley Rd, Ruby Valley, NV?

997 N Ruby Valley Rd, Ruby Valley, NV has 3 bedrooms, 3 bathrooms and a 764.50-acre lot.

When was 997 N Ruby Valley Rd, Ruby Valley, NV built?

997 N Ruby Valley Rd, Ruby Valley, NV was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 997 N Ruby Valley Rd, Ruby Valley, NV?

997 N Ruby Valley Rd, Ruby Valley, NV is assigned to Ruby Valley School (elementary); Elko High School (high), rated C-. All sit in Elko County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 997 N Ruby Valley Rd, Ruby Valley, NV compare to other homes in Elko County?

Among the 17,939 homes in Elko County, it is worth more than 15% of them ($167,608 against a typical $366,399), its lot is bigger than almost all of them (764.5 ac against a typical 1.03 ac) and it is newer than almost all of them (2022 against a typical 1994). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 997 N Ruby Valley Rd, Ruby Valley, NV?

The 2025 property tax bill for 997 N Ruby Valley Rd, Ruby Valley, NV was $4,173. The county assessed it at $162,181.

Closest homes

More homes in Ruby Valley 89833

Assigned schools

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