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Single Family ResidenceResidential
$340,922
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

FLAT ROCK, NC 28731
0
Baths
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$341K
$299K low$383K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$340,922
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$272,738

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$368 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.13
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.58
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hillandale Elementary SchoolD+
Elementary · Grades PK–5 · 0.4 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 0.6 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 1.7 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Flat Rock 28731
  • Has a smaller lot than 65% of homes in Flat Rock 28731

What homes are worth in Flat Rock 28731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.7M

This home is worth more than 21% of homes in Flat Rock 28731.

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Estimated value$340,922
CheaperTypical $501,677Pricier

Pricier than 21% of homes nearby

Lot size0.58 ac
SmallerTypical 0.88 acBigger

Bigger than 35% of homes nearby

How ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Estimated valuepricier than$340,92221% of homes31% of homes
Lot sizebigger than0.58 ac35% of homes45% of homes

About

How much is , Flat Rock, NC worth?

The TopHap Estimate for , Flat Rock, NC is $340,922 as of Jul 14, 2026. The likely range is $299,088 to $382,756. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Flat Rock, NC last sell?

, Flat Rock, NC last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve , Flat Rock, NC?

, Flat Rock, NC is assigned to Hillandale Elementary School (elementary), rated D+; Flat Rock Middle School (middle), rated B; East Henderson High School (high), rated B-. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is worth more than 21% of them ($340,922 against a typical $501,677) and its lot is bigger than 35% of them (0.58 ac against a typical 0.88 ac). Measured against all of Henderson County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Flat Rock, NC?

The 2025 property tax bill for , Flat Rock, NC was $368. The county assessed it at $65,600.

Closest homes

More homes in Flat Rock 28731

Assigned schools

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