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Rural ResidenceResidential
$432,893$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Sep 8, 2025

MN
1
Beds
0
Baths
4,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$433K
$374K low$492K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Sep 8, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,893
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,314
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$390,000
MERCHANTS BANK NA · recorded Sep 8, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,310 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$520,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$369,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$150,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$492,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWINONA
Lot (acres)The size of the land the home sits on, from county records.40.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 320 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. Charles Secondary SchoolA
Middle · Grades 7–12 · 3.1 mi
E
St. Charles Elementary SchoolB+
Elementary · Grades PK–6 · 3.4 mi

District: St. Charles Public School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Winona County
  • Costs less per square foot than 94% of homes in Winona County
  • Bigger than 98% of homes in Winona County
  • Has a bigger lot than 98% of homes in Winona County
  • Newer than 97% of homes in Winona County

How it measures up in Winona County

The dot is this home. The mark in the middle is the typical home in Winona County.

Estimated value$432,893
CheaperTypical $216,501Pricier

Pricier than 92% of homes nearby

Price per ft²$94
CheaperTypical $157Pricier

Pricier than 6% of homes nearby

Living area4,608 ft²
SmallerTypical 1,366 ft²Bigger

Bigger than 98% of homes nearby

Lot size40 ac
SmallerTypical 0.23 acBigger

Bigger than 98% of homes nearby

Year built2016
OlderTypical 1961Newer

Newer than 97% of homes nearby

How ranks against every home in each area.
MeasureThis homeWinona County
Estimated valuepricier than$432,89392% of homes
Price per ft²pricier than$946% of homes
Living areabigger than4,608 ft²98% of homes
Lot sizebigger than40 ac98% of homes
Year builtnewer than201697% of homes

About

How much is , , MN worth?

The TopHap Estimate for , , MN is $432,893 as of Jul 14, 2026. The likely range is $373,862 to $491,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , MN last sell?

, , MN last sold on Sep 8, 2025 for $425,000, according to the county's recorded deed.

How big is , , MN?

, , MN has 1 bedrooms, 4,608 square feet of living space and a 40.00-acre lot.

When was , , MN built?

, , MN was built in 2016, making it 10 years old. It is a ranch home. The building has 1 story.

What schools serve , , MN?

, , MN is assigned to St. Charles Secondary School (middle), rated A; St. Charles Elementary School (elementary), rated B+. All sit in St. Charles Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , MN compare to other homes in Winona County?

Among the 16,021 homes in Winona County, it is worth more than 92% of them ($432,893 against a typical $216,501), its price per square foot is higher than 6% of them ($94 against a typical $157), it is bigger than 98% of them (4,608 ft² against a typical 1,366 ft²), its lot is bigger than 98% of them (40 ac against a typical 0.23 ac) and it is newer than 97% of them (2016 against a typical 1961). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , MN?

The 2026 property tax bill for , , MN was $1,310. The county assessed it at $520,100.

Closest homes

Assigned schools

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