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ZIP 05849

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Vermont
$51K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-79.2%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
10
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$212K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2017201920212022202420252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2017201920212022202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2017201920212022202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2017201920212022202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2017201920212022202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2017201920212022202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2017201920212022202420252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2017201920212022202420252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2017201920212022202420252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2017201920212022202420252026

Housing Stock

HomesHow many homes we have records for in this area.219
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$212K
Median sizeThe middle home size here, measured in square feet.1,612 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1978
Single familyThe share of homes here that are single-family houses.77%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.100%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.45%
Company ownedThe share of homes owned by a company or trust instead of a person.21%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 05849 compares

By median home value, ZIP 05849 is the 15th most expensive of 16 ZIP codes in Caledonia County, and its typical home is worth more than 25% of all homes in Caledonia County.

Home values in ZIP 05849

Share of homes at each estimated value.

Median
$54K$691K
ZIP codes in Caledonia County ranked by median home value
#Caledonia CountyMedian valueHomes
1East Burke 05832$460K441
2Peacham 05862$337K326
3East Ryegate 05042$329K299
4Danville 05828$315K1,098
5Groton 05046$305K754
6West Danville 05873$302K311
7Sutton 05867$300K439
8Saint Johnsbury 05819$298K3,143
9Barnet 05821$297K760
10West Burke 05871$295K1,304
11South Ryegate 05069$279K240
12East Hardwick 05836$273K482
13Lyndonville 05851$267K2,103
14Hardwick 05843$254K1,128
1505849$212K219
16Sheffield 05866$190K371

About the ZIP 05849 market

What is the median home price in ZIP 05849, VT?

The median sale price in ZIP 05849, VT is $51,000 (data through July 2026), based on deeds recorded with the county. That is down 79.2% from a year earlier.

How many homes sell in ZIP 05849, VT each year?

10 homes sold in ZIP 05849, VT over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 05849, VT?

ZIP 05849, VT contains 219 residential properties, with a median of 1,612 square feet, 3 bedrooms, built around 1978. The median TopHap Estimate is $212K.

How does ZIP 05849, VT compare to the rest of Caledonia County?

By median home value, ZIP 05849, VT is the 15th most expensive of 16 ZIP codes in Caledonia County. Its typical home is worth more than 25% of all homes in Caledonia County. Hardwick 05843 ranks just above it and Sheffield 05866 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 05849, VT?

45% of homes in ZIP 05849, VT are owner-occupied. 21% are held by a company rather than an individual.

How much equity do owners in ZIP 05849, VT hold?

100% of mortgaged homes in ZIP 05849, VT are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Vermont property records.

Explore ZIP 05849 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 05849in TopHap’s interactive 3D map.

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