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ZIP 28017

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.North Carolina
$1.7M
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+654.4%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
6
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$192K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018202020212022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018202020212022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018202020212022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018202020212022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018202020212022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018202020212022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018202020212022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018202020212022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018202020212022202320252026

Housing Stock

HomesHow many homes we have records for in this area.386
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$192K
Median sizeThe middle home size here, measured in square feet.1,466 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1977
Single familyThe share of homes here that are single-family houses.93%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.71%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.7.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.11%
Company ownedThe share of homes owned by a company or trust instead of a person.22%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.6%
Typical ownership tenureHow long the typical owner here has held their home.16.3 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 28017 compares

By median home value, ZIP 28017 is the 6th most expensive of 10 ZIP codes in Cleveland County, and its typical home is worth more than 43% of all homes in Cleveland County.

Home values in ZIP 28017

Share of homes at each estimated value.

Median
$57K$567K
ZIP codes in Cleveland County ranked by median home value
#Cleveland CountyMedian valueHomes
1Kings Mountain 28086$233K10,445
228042$228K216
3Shelby 28152$218K8,816
4Shelby 28150$214K11,325
5Earl 28038$198K108
628017$192K386
7Casar 28020$191K1,184
8Lawndale 28090$185K3,268
9Grover 28073$175K1,755
10Waco 28169$164K101

About the ZIP 28017 market

What is the median home price in ZIP 28017, NC?

The median sale price in ZIP 28017, NC is $1,700,000 (data through January 2026), based on deeds recorded with the county. That is up 654.4% from a year earlier.

How many homes sell in ZIP 28017, NC each year?

6 homes sold in ZIP 28017, NC over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 28017, NC?

ZIP 28017, NC contains 386 residential properties, with a median of 1,466 square feet, built around 1977. The median TopHap Estimate is $192K.

How does ZIP 28017, NC compare to the rest of Cleveland County?

By median home value, ZIP 28017, NC is the 6th most expensive of 10 ZIP codes in Cleveland County. Its typical home is worth more than 43% of all homes in Cleveland County. Earl 28038 ranks just above it and Casar 28020 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 28017, NC?

11% of homes in ZIP 28017, NC are owner-occupied. 22% are held by a company rather than an individual.

How much equity do owners in ZIP 28017, NC hold?

71% of mortgaged homes in ZIP 28017, NC are equity-rich, meaning the loan balance is under half the home's value. 7.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse NC property records.

Explore ZIP 28017 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 28017in TopHap’s interactive 3D map.

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