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Waco 28169

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.North Carolina
$313K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$164K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201720202021202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201720202021202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
201720202021202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201720202021202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201720202021202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201720202021202420252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
201720202021202420252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
201720202021202420252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
201720202021202420252026

Housing Stock

HomesHow many homes we have records for in this area.101
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$164K
Median sizeThe middle home size here, measured in square feet.1,479 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1975
Single familyThe share of homes here that are single-family houses.98%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.73%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.26%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.21%
Typical ownership tenureHow long the typical owner here has held their home.13.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.121 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$48K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65K
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Waco 28169 compares

By median home value, Waco 28169 is the 10th most expensive of 10 ZIP codes in Cleveland County, and its typical home is worth more than 31% of all homes in Cleveland County.

Home values in Waco 28169

Share of homes at each estimated value.

Median
$52K$541K
ZIP codes in Cleveland County ranked by median home value
#Cleveland CountyMedian valueHomes
1Kings Mountain 28086$234K10,445
228042$230K216
3Shelby 28152$219K8,816
4Shelby 28150$213K11,325
5Earl 28038$198K108
628017$192K386
7Casar 28020$191K1,184
8Lawndale 28090$187K3,268
9Grover 28073$174K1,755
10Waco 28169$164K101

About the Waco 28169 market

What is the median home price in Waco 28169, NC?

The median sale price in Waco 28169, NC is $312,500 (data through January 2026), based on deeds recorded with the county.

How many homes sell in Waco 28169, NC each year?

3 homes sold in Waco 28169, NC over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Waco 28169, NC?

Waco 28169, NC contains 101 residential properties, with a median of 1,479 square feet, built around 1975. The median TopHap Estimate is $164K.

How does Waco 28169, NC compare to the rest of Cleveland County?

By median home value, Waco 28169, NC is the 10th most expensive of 10 ZIP codes in Cleveland County. Its typical home is worth more than 31% of all homes in Cleveland County. Grover 28073 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Waco 28169, NC?

26% of homes in Waco 28169, NC are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Waco 28169, NC hold?

73% of mortgaged homes in Waco 28169, NC are equity-rich, meaning the loan balance is under half the home's value. 1.5% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Waco 28169 on the map

See every recorded sale, price heat map, school zone and flood overlay across Waco 28169 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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