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Thelma 41260

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.KentuckyStrong buyer's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Strong buyer's market · 10
Buyer's marketBalancedSeller's market
$130K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
9
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$113K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20162019202020212022202320242025
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162019202020212022202320242025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162019202020212022202320242025
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162019202020212022202320242025
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162019202020212022202320242025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162019202020212022202320242025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162019202020212022202320242025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162019202020212022202320242025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162019202020212022202320242025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162019202020212022202320242025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162019202020212022202320242025

Housing Stock

HomesHow many homes we have records for in this area.240
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$113K
Median sizeThe middle home size here, measured in square feet.1,456 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1981
Single familyThe share of homes here that are single-family houses.75%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.60%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.5.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.63%
Company ownedThe share of homes owned by a company or trust instead of a person.8.8%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.4%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.182
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.152
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.293
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$53K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62K
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Thelma 41260 compares

By median home value, Thelma 41260 is the 6th most expensive of 16 ZIP codes in Johnson County, and its typical home is worth more than 53% of all homes in Johnson County.

Home values in Thelma 41260

Share of homes at each estimated value.

Median
$35K$254K
ZIP codes in Johnson County ranked by median home value
#Johnson CountyMedian valueHomes
1Staffordsville 41256$148K984
2River 41254$137K256
3Tutor Key 41263$129K196
4Hagerhill 41222$120K1,077
5Oil Springs 41238$116K545
6Thelma 41260$113K240
7Wittensville 41274$113K199
8Paintsville 41240$112K2,316
9Stambaugh 41257$107K208
10Flatgap 41219$95K890
11Meally 41234$91K253
12Sitka 41255$91K471
13West Van Lear 41268$90K297
14Williamsport 41271$88K141
15Van Lear 41265$88K831
16Boons Camp 41204$53K229

About the Thelma 41260 market

What is the median home price in Thelma 41260, KY?

The median sale price in Thelma 41260, KY is $130,000 (data through October 2025), based on deeds recorded with the county.

How many homes sell in Thelma 41260, KY each year?

9 homes sold in Thelma 41260, KY over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Thelma 41260, KY a buyer's or seller's market?

Thelma 41260, KY is currently a strong buyer's market, scoring 10 out of 100 on TopHap's market temperature index (data through October 2025). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Thelma 41260, KY?

Thelma 41260, KY contains 240 residential properties, with a median of 1,456 square feet, 3 bedrooms, built around 1981. The median TopHap Estimate is $113K.

How does Thelma 41260, KY compare to the rest of Johnson County?

By median home value, Thelma 41260, KY is the 6th most expensive of 16 ZIP codes in Johnson County. Its typical home is worth more than 53% of all homes in Johnson County. Oil Springs 41238 ranks just above it and Wittensville 41274 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Thelma 41260, KY?

63% of homes in Thelma 41260, KY are owner-occupied. 9% are held by a company rather than an individual.

How much equity do owners in Thelma 41260, KY hold?

60% of mortgaged homes in Thelma 41260, KY are equity-rich, meaning the loan balance is under half the home's value. 5.5% owe more than the home is worth.

Nearby markets

Browse addresses

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