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Georgetown 56546

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Minnesota
$60K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$244K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201620192021202220242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
201620192021202220242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201620192021202220242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201620192021202220242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201620192021202220242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
201620192021202220242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
201620192021202220242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
201620192021202220242026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
SepAug

Housing Stock

HomesHow many homes we have records for in this area.100
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$244K
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1972
Single familyThe share of homes here that are single-family houses.86%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.77%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.81%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.10%
Typical ownership tenureHow long the typical owner here has held their home.8.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.387
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$97K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111K
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Georgetown 56546 compares

By median home value, Georgetown 56546 is the 7th most expensive of 10 ZIP codes in Clay County, and its typical home is worth more than 33% of all homes in Clay County.

Home values in Georgetown 56546

Share of homes at each estimated value.

Median
$43K$624K
ZIP codes in Clay County ranked by median home value
#Clay CountyMedian valueHomes
1Hawley 56549$347K1,662
2Glyndon 56547$324K918
3Dilworth 56529$288K1,459
4Sabin 56580$288K433
5Moorhead 56560$282K12,643
6Barnesville 56514$275K1,468
7Georgetown 56546$244K100
8Ulen 56585$230K361
9Hitterdal 56552$205K191
10Felton 56536$195K188

About the Georgetown 56546 market

What is the median home price in Georgetown 56546, MN?

The median sale price in Georgetown 56546, MN is $60,000 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Georgetown 56546, MN each year?

3 homes sold in Georgetown 56546, MN over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Georgetown 56546, MN?

Georgetown 56546, MN contains 100 residential properties, with built around 1972. The median TopHap Estimate is $244K.

How does Georgetown 56546, MN compare to the rest of Clay County?

By median home value, Georgetown 56546, MN is the 7th most expensive of 10 ZIP codes in Clay County. Its typical home is worth more than 33% of all homes in Clay County. Barnesville 56514 ranks just above it and Ulen 56585 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Georgetown 56546, MN?

81% of homes in Georgetown 56546, MN are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Georgetown 56546, MN hold?

77% of mortgaged homes in Georgetown 56546, MN are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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Explore Georgetown 56546 on the map

See every recorded sale, price heat map, school zone and flood overlay across Georgetown 56546in TopHap’s interactive 3D map.

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