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Pennington 56663

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Minnesota
$158K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
4
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$218K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018201920202021202320242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018201920202021202320242026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018201920202021202320242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018201920202021202320242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018201920202021202320242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018201920202021202320242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018201920202021202320242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018201920202021202320242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018201920202021202320242026

Housing Stock

HomesHow many homes we have records for in this area.166
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$218K
Median sizeThe middle home size here, measured in square feet.1,044 ft²
Median bedroomsThe middle bedroom count for homes here.2
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1988
Single familyThe share of homes here that are single-family houses.28%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.64%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.4.8%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.34%
Company ownedThe share of homes owned by a company or trust instead of a person.17%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.27%
Typical ownership tenureHow long the typical owner here has held their home.11.0 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$64K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81K
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Pennington 56663 compares

By median home value, Pennington 56663 is the 6th most expensive of 10 ZIP codes in Beltrami County, and its typical home is worth more than 43% of all homes in Beltrami County.

Home values in Pennington 56663

Share of homes at each estimated value.

Median
$55K$546K
ZIP codes in Beltrami County ranked by median home value
#Beltrami CountyMedian valueHomes
1Bemidji 56601$250K14,928
2Solway 56678$226K705
3Puposky 56667$225K413
4Hines 56647$221K568
5Tenstrike 56683$221K795
6Pennington 56663$218K166
7Kelliher 56650$185K670
8Waskish 56685$181K470
9Blackduck 56630$161K1,284
10Grygla 56727$113K505

About the Pennington 56663 market

What is the median home price in Pennington 56663, MN?

The median sale price in Pennington 56663, MN is $157,500 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Pennington 56663, MN each year?

4 homes sold in Pennington 56663, MN over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Pennington 56663, MN?

Pennington 56663, MN contains 166 residential properties, with a median of 1,044 square feet, 2 bedrooms, built around 1988. The median TopHap Estimate is $218K.

How does Pennington 56663, MN compare to the rest of Beltrami County?

By median home value, Pennington 56663, MN is the 6th most expensive of 10 ZIP codes in Beltrami County. Its typical home is worth more than 43% of all homes in Beltrami County. Tenstrike 56683 ranks just above it and Kelliher 56650 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Pennington 56663, MN?

34% of homes in Pennington 56663, MN are owner-occupied. 17% are held by a company rather than an individual.

How much equity do owners in Pennington 56663, MN hold?

64% of mortgaged homes in Pennington 56663, MN are equity-rich, meaning the loan balance is under half the home's value. 4.8% owe more than the home is worth.

Nearby markets

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Explore Pennington 56663 on the map

See every recorded sale, price heat map, school zone and flood overlay across Pennington 56663in TopHap’s interactive 3D map.

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