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Missoula 59804

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Montana
$435K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
20
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$657K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017202020232026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017202020232026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162017202020232026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017202020232026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017202020232026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017202020232026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2016201720232026

Housing Stock

HomesHow many homes we have records for in this area.3,032
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$657K
Median sizeThe middle home size here, measured in square feet.1,620 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1978
Single familyThe share of homes here that are single-family houses.14%
CondosThe share of homes here that are condos.2.7%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.69%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.4%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.79%
Company ownedThe share of homes owned by a company or trust instead of a person.14%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.36%
Typical ownership tenureHow long the typical owner here has held their home.10.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,459
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$87K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99K
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Missoula 59804 compares

By median home value, Missoula 59804 is the 6th most expensive of 12 ZIP codes in Missoula County, and its typical home is worth more than 64% of all homes in Missoula County.

Home values in Missoula 59804

Share of homes at each estimated value.

Median
$395K$2M
ZIP codes in Missoula County ranked by median home value
#Missoula CountyMedian valueHomes
1Condon 59826$902K651
2Huson 59846$759K722
3Frenchtown 59834$693K1,038
4Bonner 59823$681K902
5Seeley Lake 59868$677K2,052
6Missoula 59804$657K3,032
7Missoula 59803$578K6,009
8Missoula 59808$571K7,867
9Clinton 59825$568K1,348
10Lolo 59847$565K2,386
11Missoula 59802$558K6,704
12Missoula 59801$501K9,472

About the Missoula 59804 market

What is the median home price in Missoula 59804, MT?

The median sale price in Missoula 59804, MT is $434,910 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Missoula 59804, MT each year?

20 homes sold in Missoula 59804, MT over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Missoula 59804, MT?

Missoula 59804, MT contains 3,032 residential properties, with a median of 1,620 square feet, 3 bedrooms, built around 1978. The median TopHap Estimate is $657K.

How does Missoula 59804, MT compare to the rest of Missoula County?

By median home value, Missoula 59804, MT is the 6th most expensive of 12 ZIP codes in Missoula County. Its typical home is worth more than 64% of all homes in Missoula County. Seeley Lake 59868 ranks just above it and Missoula 59803 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Missoula 59804, MT?

79% of homes in Missoula 59804, MT are owner-occupied. 14% are held by a company rather than an individual.

How much equity do owners in Missoula 59804, MT hold?

69% of mortgaged homes in Missoula 59804, MT are equity-rich, meaning the loan balance is under half the home's value. 1.4% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Missoula 59804 on the map

See every recorded sale, price heat map, school zone and flood overlay across Missoula 59804in TopHap’s interactive 3D map.

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