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Joy 61260

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$71K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-65.4%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$157K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2019 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
Jul
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
Jul
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
Jul
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
Jul
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
Jul
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
Jul
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
Jul
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
Jul
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
Jul
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20172018201920232024

Housing Stock

HomesHow many homes we have records for in this area.440
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$157K
Median sizeThe middle home size here, measured in square feet.1,800 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1900
Single familyThe share of homes here that are single-family houses.64%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.60%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.20%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.53%
Company ownedThe share of homes owned by a company or trust instead of a person.18%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.47%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.534
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$62K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75K
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Joy 61260 compares

By median home value, Joy 61260 is the 4th most expensive of 11 ZIP codes in Mercer County, and its typical home is worth more than 44% of all homes in Mercer County.

Home values in Joy 61260

Share of homes at each estimated value.

Median
$92K$262K
ZIP codes in Mercer County ranked by median home value
#Mercer CountyMedian valueHomes
1Matherville 61263$232K271
2Sherrard 61281$225K1,143
3Aledo 61231$175K2,313
4Joy 61260$157K440
5Seaton 61476$149K211
6New Boston 61272$138K911
7Keithsburg 61442$133K452
8North Henderson 61466$113K169
9Viola 61486$109K690
10New Windsor 61465$107K567
11Alexis 61412$102K622

About the Joy 61260 market

What is the median home price in Joy 61260, IL?

The median sale price in Joy 61260, IL is $71,000 (data through July 2019), based on deeds recorded with the county. That is down 65.4% from a year earlier.

How many homes sell in Joy 61260, IL each year?

1 homes sold in Joy 61260, IL over the last 12 months (data through July 2019). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Joy 61260, IL?

Joy 61260, IL contains 440 residential properties, with a median of 1,800 square feet, built around 1900. The median TopHap Estimate is $157K.

How does Joy 61260, IL compare to the rest of Mercer County?

By median home value, Joy 61260, IL is the 4th most expensive of 11 ZIP codes in Mercer County. Its typical home is worth more than 44% of all homes in Mercer County. Aledo 61231 ranks just above it and Seaton 61476 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Joy 61260, IL?

53% of homes in Joy 61260, IL are owner-occupied. 18% are held by a company rather than an individual.

How much equity do owners in Joy 61260, IL hold?

60% of mortgaged homes in Joy 61260, IL are equity-rich, meaning the loan balance is under half the home's value. 20.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Joy 61260 on the map

See every recorded sale, price heat map, school zone and flood overlay across Joy 61260in TopHap’s interactive 3D map.

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