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Cedar Point 61316

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$87K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-33.2%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
7
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$119K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920212022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920212022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018201920212022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018201920212022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920212022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920212022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920212022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920212022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920212022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920212022202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201920232024

Housing Stock

HomesHow many homes we have records for in this area.126
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$119K
Median sizeThe middle home size here, measured in square feet.1,188 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1925
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.68%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.65%
Company ownedThe share of homes owned by a company or trust instead of a person.4.0%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.19.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.3
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$71K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80K
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Cedar Point 61316 compares

By median home value, Cedar Point 61316 is the 18th most expensive of 23 ZIP codes in Lasalle County, and its typical home is worth more than 27% of all homes in Lasalle County.

Home values in Cedar Point 61316

Share of homes at each estimated value.

Median
$37K$264K
ZIP codes in Lasalle County ranked by median home value
#Lasalle CountyMedian valueHomes
1Somonauk 60552$307K1,723
2Serena 60549$285K226
3Millington 60537$281K243
4Sheridan 60551$275K1,160
5Leland 60531$264K583
6Utica 61373$247K744
7Seneca 61360$222K1,078
8Earlville 60518$208K1,144
9Ottawa 61350$194K8,886
10Tonica 61370$178K505
11Grand Ridge 61325$173K307
12Peru 61354$172K4,133
13Marseilles 61341$170K3,150
14Lostant 61334$158K286
15Oglesby 61348$149K1,824
16Mendota 61342$145K2,805
17La Salle 61301$128K3,755
18Cedar Point 61316$119K126
19Troy Grove 61372$118K111
20Ransom 60470$118K212
21Streator 61364$112K7,418
22Rutland 61358$109K198
23Dana 61321$105K120

About the Cedar Point 61316 market

What is the median home price in Cedar Point 61316, IL?

The median sale price in Cedar Point 61316, IL is $86,500 (data through April 2026), based on deeds recorded with the county. That is down 33.2% from a year earlier.

How many homes sell in Cedar Point 61316, IL each year?

7 homes sold in Cedar Point 61316, IL over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Cedar Point 61316, IL?

Cedar Point 61316, IL contains 126 residential properties, with a median of 1,188 square feet, built around 1925. The median TopHap Estimate is $119K.

How does Cedar Point 61316, IL compare to the rest of Lasalle County?

By median home value, Cedar Point 61316, IL is the 18th most expensive of 23 ZIP codes in Lasalle County. Its typical home is worth more than 27% of all homes in Lasalle County. La Salle 61301 ranks just above it and Troy Grove 61372 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cedar Point 61316, IL?

65% of homes in Cedar Point 61316, IL are owner-occupied. 4% are held by a company rather than an individual.

How much equity do owners in Cedar Point 61316, IL hold?

68% of mortgaged homes in Cedar Point 61316, IL are equity-rich, meaning the loan balance is under half the home's value. 1.0% owe more than the home is worth.

Nearby markets

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Explore Cedar Point 61316 on the map

See every recorded sale, price heat map, school zone and flood overlay across Cedar Point 61316in TopHap’s interactive 3D map.

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