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Gray Summit 63039

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$48K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$202K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201620192021202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201620192021202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201620192021202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201620192021202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201620192021202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20162018201920222023

Housing Stock

HomesHow many homes we have records for in this area.320
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$202K
Median sizeThe middle home size here, measured in square feet.1,216 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1967
Single familyThe share of homes here that are single-family houses.93%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.52%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.80%
Company ownedThe share of homes owned by a company or trust instead of a person.14%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.49%
Typical ownership tenureHow long the typical owner here has held their home.10.1 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$70K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88K
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Gray Summit 63039 compares

By median home value, Gray Summit 63039 is the 18th most expensive of 18 ZIP codes in Franklin County, and its typical home is worth more than 24% of all homes in Franklin County.

Home values in Gray Summit 63039

Share of homes at each estimated value.

Median
$107K$513K
ZIP codes in Franklin County ranked by median home value
#Franklin CountyMedian valueHomes
1Saint Albans 63073$1000K344
2Labadie 63055$390K1,126
3Beaufort 63013$338K699
4Berger 63014$325K388
5Villa Ridge 63089$320K2,420
6Washington 63090$320K9,526
7Pacific 63069$312K5,830
8Leslie 63056$309K951
9Grubville 63041$301K226
10Robertsville 63072$297K1,328
11New Haven 63068$292K2,099
12Catawissa 63015$280K929
13Gerald 63037$275K1,371
14Lonedell 63060$275K918
15Union 63084$271K7,103
16Sullivan 63080$230K6,039
17Saint Clair 63077$217K4,501
18Gray Summit 63039$202K320

About the Gray Summit 63039 market

What is the median home price in Gray Summit 63039, MO?

The median sale price in Gray Summit 63039, MO is $47,880 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Gray Summit 63039, MO each year?

1 homes sold in Gray Summit 63039, MO over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Gray Summit 63039, MO?

Gray Summit 63039, MO contains 320 residential properties, with a median of 1,216 square feet, 3 bedrooms, built around 1967. The median TopHap Estimate is $202K.

How does Gray Summit 63039, MO compare to the rest of Franklin County?

By median home value, Gray Summit 63039, MO is the 18th most expensive of 18 ZIP codes in Franklin County. Its typical home is worth more than 24% of all homes in Franklin County. Saint Clair 63077 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Gray Summit 63039, MO?

80% of homes in Gray Summit 63039, MO are owner-occupied. 14% are held by a company rather than an individual.

How much equity do owners in Gray Summit 63039, MO hold?

52% of mortgaged homes in Gray Summit 63039, MO are equity-rich, meaning the loan balance is under half the home's value. 2.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Gray Summit 63039 on the map

See every recorded sale, price heat map, school zone and flood overlay across Gray Summit 63039in TopHap’s interactive 3D map.

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