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Palmer 99645

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Alaska
$265K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
6
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$428K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2016201720182019202120252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2016201720182019202120252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2016201720182019202120252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2016201720182019202120252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2016201720182019202120252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2016201720182019202120252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2016201720182019202120252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20172018201920202022202320252026

Housing Stock

HomesHow many homes we have records for in this area.12,864
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$428K
Median sizeThe middle home size here, measured in square feet.1,768 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2000
Single familyThe share of homes here that are single-family houses.94%
CondosThe share of homes here that are condos.0.9%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.46%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.54%
Company ownedThe share of homes owned by a company or trust instead of a person.15%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.53%
Typical ownership tenureHow long the typical owner here has held their home.17.2 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.62
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.0

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.33,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$95K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121K
Average tempThe average temperature here across a full year.32°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.42%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Palmer 99645 compares

By median home value, Palmer 99645 is the 2nd most expensive of 8 ZIP codes in Matanuska-Susitna County, and its typical home is worth more than 69% of all homes in Matanuska-Susitna County.

Home values in Palmer 99645

Share of homes at each estimated value.

Median
$126K$962K
ZIP codes in Matanuska-Susitna County ranked by median home value
#Matanuska-Susitna CountyMedian valueHomes
1Wasilla 99654$435K15,277
2Palmer 99645$428K12,864
3Wasilla 99623$341K19,275
499687$239K130
5Sutton 99674$233K1,305
6Willow 99688$221K2,193
7Talkeetna 99676$198K1,496
8Trapper Creek 99683$174K105

About the Palmer 99645 market

What is the median home price in Palmer 99645, AK?

The median sale price in Palmer 99645, AK is $264,750 (data through January 2026), based on deeds recorded with the county.

How many homes sell in Palmer 99645, AK each year?

6 homes sold in Palmer 99645, AK over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Palmer 99645, AK?

Palmer 99645, AK contains 12,864 residential properties, with a median of 1,768 square feet, built around 2000. The median TopHap Estimate is $428K.

How does Palmer 99645, AK compare to the rest of Matanuska-Susitna County?

By median home value, Palmer 99645, AK is the 2nd most expensive of 8 ZIP codes in Matanuska-Susitna County. Its typical home is worth more than 69% of all homes in Matanuska-Susitna County. Wasilla 99654 ranks just above it and Wasilla 99623 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Palmer 99645, AK?

54% of homes in Palmer 99645, AK are owner-occupied. 15% are held by a company rather than an individual.

How much equity do owners in Palmer 99645, AK hold?

46% of mortgaged homes in Palmer 99645, AK are equity-rich, meaning the loan balance is under half the home's value. 1.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Palmer 99645 on the map

See every recorded sale, price heat map, school zone and flood overlay across Palmer 99645in TopHap’s interactive 3D map.

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