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Cumberland County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$168K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.4,425
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$168K
Median sizeThe middle home size here, measured in square feet.1,274 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1965
Single familyThe share of homes here that are single-family houses.75%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.80%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.6%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.79%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.22%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$73K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

How Cumberland County compares

By median home value, Cumberland County is the 36th most expensive of 102 counties in Illinois, and its typical home is worth more than 24% of all homes in Illinois.

Home values in Cumberland County

Share of homes at each estimated value.

Median
$48K$432K
counties in Illinois ranked by median home value
#IllinoisMedian valueHomes
1DuPage County$445K297,357
2Lake County$402K226,612
3Kendall County$394K45,922
4Kane County$378K163,429
5Will County$371K227,101
6McHenry County$364K113,307
7Cook County$342K1,499,383
8Grundy County$321K18,844
9Monroe County$300K14,074
10Boone County$287K19,032
11DeKalb County$285K29,588
12McLean County$247K53,513
13Jo Daviess County$241K11,021
14Woodford County$239K15,076
15Effingham County$232K13,430
16Champaign County$230K56,856
17Menard County$228K3,534
18Piatt County$221K6,994
19Ogle County$217K18,494
20Kankakee County$212K36,249
21Clinton County$204K15,559
22Winnebago County$202K98,185
23Sangamon County$188K72,174
24Putnam County$183K2,919
36Cumberland County$168K4,425

102 counties in Illinois are ranked; the most valuable are listed here.

Markets in Cumberland County, most valuable first

About the Cumberland County market

How many homes are there in Cumberland County, IL?

Cumberland County, IL contains 4,425 residential properties, with a median of 1,274 square feet, built around 1965. The median TopHap Estimate is $168K.

How does Cumberland County, IL compare to the rest of Illinois?

By median home value, Cumberland County, IL is the 36th most expensive of 102 counties in Illinois. Its typical home is worth more than 24% of all homes in Illinois. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cumberland County, IL?

79% of homes in Cumberland County, IL are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Cumberland County, IL hold?

80% of mortgaged homes in Cumberland County, IL are equity-rich, meaning the loan balance is under half the home's value. 1.6% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse IL property records.

Explore Cumberland County on the map

See every recorded sale, price heat map, school zone and flood overlay across Cumberland Countyin TopHap’s interactive 3D map.

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