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Howard County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.MissouriBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 48
Buyer's marketBalancedSeller's market
$69K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-26.4%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
2
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$232K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2019 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
JanAprJulOct
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
JanAprJulOct
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
JanAprJulOct
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
JanAprJulOct
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
JanAprJulOct
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
JanAprJulOct
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201820192022202320242026

Housing Stock

HomesHow many homes we have records for in this area.4,256
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$232K
Median sizeThe middle home size here, measured in square feet.1,455 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1970
Single familyThe share of homes here that are single-family houses.79%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.85%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.9%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.68%
Company ownedThe share of homes owned by a company or trust instead of a person.21%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.12%
Typical ownership tenureHow long the typical owner here has held their home.7.0 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,190
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$60K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Howard County compares

By median home value, Howard County is the 50th most expensive of 115 counties in Missouri, and its typical home is worth more than 42% of all homes in Missouri.

Home values in Howard County

Share of homes at each estimated value.

Median
$86K$726K
counties in Missouri ranked by median home value
#MissouriMedian valueHomes
1Montgomery County$387K3,957
2Platte County$385K34,589
3Stone County$369K22,018
4Camden County$361K60,329
5St. Charles County$355K145,978
6Warren County$339K15,973
7Boone County$339K59,673
8Christian County$339K33,325
9Cass County$338K41,472
10Morgan County$336K23,378
11Daviess County$335K4,880
12Osage County$334K5,908
13Lincoln County$323K25,631
14Clay County$315K82,835
15Johnson County$309K17,456
16Clinton County$309K8,466
17Cole County$302K26,397
18Andrew County$297K7,539
19Callaway County$290K16,386
20Franklin County$280K42,193
21Gasconade County$279K7,142
22Miller County$279K12,052
23Jefferson County$276K82,078
24St. Louis County$275K358,684
50Howard County$232K4,256

115 counties in Missouri are ranked; the most valuable are listed here.

Markets in Howard County, most valuable first

About the Howard County market

What is the median home price in Howard County, MO?

The median sale price in Howard County, MO is $68,738 (data through January 2019), based on deeds recorded with the county. That is down 26.4% from a year earlier.

How many homes sell in Howard County, MO each year?

2 homes sold in Howard County, MO over the last 12 months (data through January 2019). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Howard County, MO a buyer's or seller's market?

Howard County, MO is currently a balanced market, scoring 48 out of 100 on TopHap's market temperature index (data through January 2019). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Howard County, MO?

Howard County, MO contains 4,256 residential properties, with a median of 1,455 square feet, 3 bedrooms, built around 1970. The median TopHap Estimate is $232K.

How does Howard County, MO compare to the rest of Missouri?

By median home value, Howard County, MO is the 50th most expensive of 115 counties in Missouri. Its typical home is worth more than 42% of all homes in Missouri. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Howard County, MO?

68% of homes in Howard County, MO are owner-occupied. 21% are held by a company rather than an individual.

How much equity do owners in Howard County, MO hold?

85% of mortgaged homes in Howard County, MO are equity-rich, meaning the loan balance is under half the home's value. 0.9% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Missouri property records.

Explore Howard County on the map

See every recorded sale, price heat map, school zone and flood overlay across Howard Countyin TopHap’s interactive 3D map.

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