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Posen 49776

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.MichiganBuyer's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Buyer's market · 32
Buyer's marketBalancedSeller's market
$57K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-18.6%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
17
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$190K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2017 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
OctJanAprJul
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
OctJanAprJul
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
OctJanAprJul
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
OctJanAprJul
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
OctJanAprJul
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201820192022202320242025

Housing Stock

HomesHow many homes we have records for in this area.998
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$190K
Median sizeThe middle home size here, measured in square feet.1,344 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1979
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.94%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.63%
Company ownedThe share of homes owned by a company or trust instead of a person.16%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.4%
Typical ownership tenureHow long the typical owner here has held their home.8.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.3%
PopulationHow many people live in this area.1,753
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$58K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68K
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Posen 49776 compares

By median home value, Posen 49776 is the 4th most expensive of 6 ZIP codes in Presque Isle County, and its typical home is worth more than 40% of all homes in Presque Isle County.

Home values in Posen 49776

Share of homes at each estimated value.

Median
$64K$519K
ZIP codes in Presque Isle County ranked by median home value
#Presque Isle CountyMedian valueHomes
1Presque Isle 49777$370K2,025
2Hawks 49743$235K808
3Millersburg 49759$208K2,150
4Posen 49776$190K998
5Rogers City 49779$188K2,628
6Onaway 49765$153K2,911

About the Posen 49776 market

What is the median home price in Posen 49776, MI?

The median sale price in Posen 49776, MI is $56,967 (data through July 2017), based on deeds recorded with the county. That is down 18.6% from a year earlier.

How many homes sell in Posen 49776, MI each year?

17 homes sold in Posen 49776, MI over the last 12 months (data through July 2017). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Posen 49776, MI a buyer's or seller's market?

Posen 49776, MI is currently a buyer's market, scoring 32 out of 100 on TopHap's market temperature index (data through July 2017). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Posen 49776, MI?

Posen 49776, MI contains 998 residential properties, with a median of 1,344 square feet, 3 bedrooms, built around 1979. The median TopHap Estimate is $190K.

How does Posen 49776, MI compare to the rest of Presque Isle County?

By median home value, Posen 49776, MI is the 4th most expensive of 6 ZIP codes in Presque Isle County. Its typical home is worth more than 40% of all homes in Presque Isle County. Millersburg 49759 ranks just above it and Rogers City 49779 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Posen 49776, MI?

63% of homes in Posen 49776, MI are owner-occupied. 16% are held by a company rather than an individual.

How much equity do owners in Posen 49776, MI hold?

94% of mortgaged homes in Posen 49776, MI are equity-rich, meaning the loan balance is under half the home's value. 0.2% owe more than the home is worth.

Nearby markets

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