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Richmond 64085

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$192K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.3,417
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$192K
Median sizeThe middle home size here, measured in square feet.1,504 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1965
Single familyThe share of homes here that are single-family houses.95%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.100%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.75%
Company ownedThe share of homes owned by a company or trust instead of a person.12%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.13.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,273
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$70K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

How Richmond 64085 compares

By median home value, Richmond 64085 is the 5th most expensive of 7 ZIP codes in Ray County, and its typical home is worth more than 49% of all homes in Ray County.

Home values in Richmond 64085

Share of homes at each estimated value.

Median
$102K$479K
ZIP codes in Ray County ranked by median home value
#Ray CountyMedian valueHomes
1Lawson 64062$206K2,315
2Orrick 64077$198K737
3Camden 64017$192K216
4Hardin 64035$192K417
5Richmond 64085$192K3,417
6Rayville 64084$188K664
7Henrietta 64036$159K149

About the Richmond 64085 market

How many homes are there in Richmond 64085, MO?

Richmond 64085, MO contains 3,417 residential properties, with a median of 1,504 square feet, 3 bedrooms, built around 1965. The median TopHap Estimate is $192K.

How does Richmond 64085, MO compare to the rest of Ray County?

By median home value, Richmond 64085, MO is the 5th most expensive of 7 ZIP codes in Ray County. Its typical home is worth more than 49% of all homes in Ray County. Hardin 64035 ranks just above it and Rayville 64084 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Richmond 64085, MO?

75% of homes in Richmond 64085, MO are owner-occupied. 12% are held by a company rather than an individual.

How much equity do owners in Richmond 64085, MO hold?

100% of mortgaged homes in Richmond 64085, MO are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Richmond 64085 on the map

See every recorded sale, price heat map, school zone and flood overlay across Richmond 64085in TopHap’s interactive 3D map.

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