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Single Family ResidenceResidential
$176,201$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $172,000 on Feb 5, 2026

1 GRAY ROCK DR

VERNON, NJ 07462
Building report
0
Baths
648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
304 ft²
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.

Valuation

$176K
$148K low$204K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$172,000 · Feb 5, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,400
CORNERSTONE FIRST MORTGAGE INC · recorded Feb 5, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,000
CORNERSTONE FIRST MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,532 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Walnut Ridge Primary School
Elementary · Grades PK–1 · 1.9 mi
M
Glen Meadow Middle SchoolB
Middle · Grades 7–8 · 2.2 mi
H
Vernon Township High SchoolB+
High · Grades 9–12 · 4.5 mi

District: Vernon Township School District

Neighborhood · ZIP 07462These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.7,544
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,911
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,430
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1 Gray Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Sussex County
  • Smaller than 96% of homes in Sussex County
  • Has a smaller lot than 98% of homes in Sussex County
  • Newer than 72% of homes in Sussex County

What homes are worth in Vernon 07462

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$675K

This home is worth more than 8% of homes in Vernon 07462.

How it measures up in Vernon 07462

The dot is this home. The mark in the middle is the typical home in Vernon 07462.

Estimated value$176,201
CheaperTypical $276,480Pricier

Pricier than 8% of homes nearby

Price per ft²$272
CheaperTypical $265Pricier

Pricier than 54% of homes nearby

Living area648 ft²
SmallerTypical 1,198 ft²Bigger

Bigger than 14% of homes nearby

Lot size304 ft²
SmallerTypical 2,614 ft²Bigger

Bigger than 15% of homes nearby

Year built1986
OlderTypical 1984Newer

Newer than 60% of homes nearby

How 1 Gray Rock Dr ranks against every home in each area.
MeasureThis homeVernon 07462Sussex County
Estimated valuepricier than$176,2018% of homes3% of homes
Price per ft²pricier than$27254% of homes45% of homes
Living areabigger than648 ft²14% of homes4% of homes
Lot sizebigger than304 ft²15% of homes2% of homes
Year builtnewer than198660% of homes72% of homes

About 1 Gray Rock Dr

How much is 1 Gray Rock Dr, Vernon, NJ worth?

The TopHap Estimate for 1 Gray Rock Dr, Vernon, NJ is $176,201 as of Jul 14, 2026. The likely range is $148,138 to $204,264. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1 Gray Rock Dr, Vernon, NJ last sell?

1 Gray Rock Dr, Vernon, NJ last sold on Feb 5, 2026 for $172,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 1 Gray Rock Dr, Vernon, NJ?

1 Gray Rock Dr, Vernon, NJ has 648 square feet of living space and a 0.01-acre lot.

When was 1 Gray Rock Dr, Vernon, NJ built?

1 Gray Rock Dr, Vernon, NJ was built in 1986, making it 40 years old.

What schools serve 1 Gray Rock Dr, Vernon, NJ?

1 Gray Rock Dr, Vernon, NJ is assigned to Walnut Ridge Primary School (elementary); Glen Meadow Middle School (middle), rated B; Vernon Township High School (high), rated B+. All sit in Vernon Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1 Gray Rock Dr, Vernon, NJ compare to other homes in Vernon 07462?

Among the 5,740 homes in Vernon 07462, it is worth more than 8% of them ($176,201 against a typical $276,480), its price per square foot is higher than 54% of them ($272 against a typical $265), it is bigger than 14% of them (648 ft² against a typical 1,198 ft²), its lot is bigger than 15% of them (304 ft² against a typical 2,614 ft²) and it is newer than 60% of them (1986 against a typical 1984). Measured against all of Sussex County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1 Gray Rock Dr, Vernon, NJ?

The 2025 property tax bill for 1 Gray Rock Dr, Vernon, NJ was $3,532. The county assessed it at $150,600.

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Closest homes

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Assigned schools

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See this home in context

Open 1 Gray Rock Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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