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Single Family ResidenceResidential
$120,093$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $105,000 on Jul 25, 2012

1003 RUM RIVER DR SW

ISANTI, MN 55040
5
Beds
2
Baths
1,077 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$120K
$113K low$127K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Jul 25, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,093
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,074
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
AFFINITY PLUS FCU · recorded Jul 2, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,674 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.133 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyIsanti
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Isanti Middle SchoolB-
Middle · Grades 6–8 · 0.7 mi
E
Isanti Primary School
Elementary · Grades EE–2 · 1.1 mi
H
Cambridge-Isanti High SchoolB
High · Grades 9–12 · 7.1 mi

District: Cambridge-Isanti Public School District

Neighborhood · ZIP 55040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.14,446
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,382
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1003 Rum River Dr Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Isanti 55040
  • Costs less per square foot than 96% of homes in Isanti 55040
  • Smaller than 72% of homes in Isanti County
  • Has a smaller lot than 81% of homes in Isanti County
  • Newer than 65% of homes in Isanti County

What homes are worth in Isanti 55040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$517K

This home is worth more than 6% of homes in Isanti 55040.

How it measures up in Isanti 55040

The dot is this home. The mark in the middle is the typical home in Isanti 55040.

Estimated value$120,093
CheaperTypical $202,336Pricier

Pricier than 6% of homes nearby

Price per ft²$112
CheaperTypical $170Pricier

Pricier than 4% of homes nearby

Living area1,077 ft²
SmallerTypical 1,263 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.28 ac
SmallerTypical 1.24 acBigger

Bigger than 24% of homes nearby

Year built2000
OlderTypical 1996Newer

Newer than 58% of homes nearby

How 1003 Rum River Dr Sw ranks against every home in each area.
MeasureThis homeIsanti 55040Isanti County
Estimated valuepricier than$120,0936% of homes8% of homes
Price per ft²pricier than$1124% of homes7% of homes
Living areabigger than1,077 ft²30% of homes28% of homes
Lot sizebigger than0.28 ac24% of homes19% of homes
Year builtnewer than200058% of homes65% of homes

About 1003 Rum River Dr Sw

How much is 1003 Rum River Dr Sw, Isanti, MN worth?

The TopHap Estimate for 1003 Rum River Dr Sw, Isanti, MN is $120,093 as of Jul 14, 2026. The likely range is $112,698 to $127,488. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1003 Rum River Dr Sw, Isanti, MN last sell?

1003 Rum River Dr Sw, Isanti, MN last sold on Jul 25, 2012 for $105,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1003 Rum River Dr Sw, Isanti, MN?

1003 Rum River Dr Sw, Isanti, MN has 5 bedrooms, 2 bathrooms, 1,077 square feet of living space and a 0.28-acre lot.

When was 1003 Rum River Dr Sw, Isanti, MN built?

1003 Rum River Dr Sw, Isanti, MN was built in 2000, making it 26 years old. It is a split level home. The building has 2 stories.

What schools serve 1003 Rum River Dr Sw, Isanti, MN?

1003 Rum River Dr Sw, Isanti, MN is assigned to Isanti Middle School (middle), rated B-; Isanti Primary School (elementary); Cambridge-Isanti High School (high), rated B. All sit in Cambridge-Isanti Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1003 Rum River Dr Sw, Isanti, MN compare to other homes in Isanti 55040?

Among the 6,316 homes in Isanti 55040, it is worth more than 6% of them ($120,093 against a typical $202,336), its price per square foot is higher than 4% of them ($112 against a typical $170), it is bigger than 30% of them (1,077 ft² against a typical 1,263 ft²), its lot is bigger than 24% of them (0.28 ac against a typical 1.24 ac) and it is newer than 58% of them (2000 against a typical 1996). Measured against all of Isanti County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1003 Rum River Dr Sw, Isanti, MN?

The 2025 property tax bill for 1003 Rum River Dr Sw, Isanti, MN was $3,674. The county assessed it at $300,900.

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