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Single Family ResidenceResidential
$683,404$323 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $645,000 on Jun 12, 2025

1004 RIDGEWOOD RD

DULUTH, MN 55804
5
Beds
4
Baths
2,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$683K
$600K low$766K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$645,000 · Jun 12, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,154
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,723
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$501,250
NORTH SHORE BANK OF COMMERCE · recorded Jun 12, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$524,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$440,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$515,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$524,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySt. Louis
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 456 ft²Porch · 40 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ordean East Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi
E
Congdon Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
H
East High SchoolA+
High · Grades 9–12 · 0.9 mi

District: Duluth Public School District

Neighborhood · ZIP 55804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,089
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,253
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1004 Ridgewood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in St. Louis County
  • Costs more per square foot than 94% of homes in St. Louis County
  • Bigger than 90% of homes in St. Louis County
  • Newer than 90% of homes in Congdon Park

What homes are worth in Duluth 55804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$895K

This home is worth more than 94% of homes in Duluth 55804.

How it measures up in Duluth 55804

The dot is this home. The mark in the middle is the typical home in Duluth 55804.

Estimated value$683,404
CheaperTypical $288,732Pricier

Pricier than 94% of homes nearby

Price per ft²$323
CheaperTypical $222Pricier

Pricier than 87% of homes nearby

Living area2,116 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 85% of homes nearby

Year built1978
OlderTypical 1954Newer

Newer than 73% of homes nearby

How 1004 Ridgewood Rd ranks against every home in each area.
MeasureThis homeCongdon ParkDuluth 55804St. Louis County
Estimated valuepricier than$683,40485% of homes94% of homes98% of homes
Price per ft²pricier than$32385% of homes87% of homes94% of homes
Living areabigger than2,116 ft²62% of homes85% of homes90% of homes
Year builtnewer than197890% of homes73% of homes71% of homes

About 1004 Ridgewood Rd

How much is 1004 Ridgewood Rd, Duluth, MN worth?

The TopHap Estimate for 1004 Ridgewood Rd, Duluth, MN is $683,404 as of Jul 14, 2026. The likely range is $600,448 to $766,360. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1004 Ridgewood Rd, Duluth, MN last sell?

1004 Ridgewood Rd, Duluth, MN last sold on Jun 12, 2025 for $645,000, according to the county's recorded deed.

How big is 1004 Ridgewood Rd, Duluth, MN?

1004 Ridgewood Rd, Duluth, MN has 5 bedrooms, 4 bathrooms and 2,116 square feet of living space.

When was 1004 Ridgewood Rd, Duluth, MN built?

1004 Ridgewood Rd, Duluth, MN was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 1004 Ridgewood Rd, Duluth, MN?

1004 Ridgewood Rd, Duluth, MN is assigned to Ordean East Middle School (middle), rated A-; Congdon Elementary School (elementary), rated A; East High School (high), rated A+. All sit in Duluth Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1004 Ridgewood Rd, Duluth, MN compare to other homes in Duluth 55804?

Among the 6,932 homes in Duluth 55804, it is worth more than 94% of them ($683,404 against a typical $288,732), its price per square foot is higher than 87% of them ($323 against a typical $222), it is bigger than 85% of them (2,116 ft² against a typical 1,344 ft²) and it is newer than 73% of them (1978 against a typical 1954). Measured against all of St. Louis County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1004 Ridgewood Rd, Duluth, MN?

The 2025 property tax bill for 1004 Ridgewood Rd, Duluth, MN was $7,252. The county assessed it at $524,000.

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Closest homes

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Assigned schools

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See this home in context

Open 1004 Ridgewood Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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