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Single Family ResidenceResidential
$543,253$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1004 RIVER RIDGE TER

NASHVILLE, TN 37221
3
Beds
3
Baths
2,437 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$543K
$518K low$569K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$384,763
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$307,810
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$128,490
INSTAMORTGAGE COM · R · recorded Sep 26, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
REGIONS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,943 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$141,725 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,125
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$566,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDavidson
Lot (acres)The size of the land the home sits on, from county records.0.35
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 399 ft²Porch · 105 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpeth Valley Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Bellevue Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi
H
James Lawson High SchoolC+
High · Grades 9–12 · 2.7 mi

District: Nashville-Davidson County School District

Neighborhood · ZIP 37221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.42,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.824 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,124
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,577
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1004 River Ridge Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Davidson County
  • Costs less per square foot than 77% of homes in Nashville 37221
  • Bigger than 79% of homes in Davidson County
  • Has a bigger lot than 68% of homes in Davidson County
  • Older than 66% of homes in Nashville 37221

What homes are worth in Nashville 37221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$1.8M

This home is worth more than 56% of homes in Nashville 37221.

How it measures up in Nashville 37221

The dot is this home. The mark in the middle is the typical home in Nashville 37221.

Estimated value$543,253
CheaperTypical $514,413Pricier

Pricier than 56% of homes nearby

Price per ft²$223
CheaperTypical $249Pricier

Pricier than 23% of homes nearby

Living area2,437 ft²
SmallerTypical 2,013 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.35 ac
SmallerTypical 0.26 acBigger

Bigger than 67% of homes nearby

Year built1984
OlderTypical 1992Newer

Newer than 34% of homes nearby

How 1004 River Ridge Ter ranks against every home in each area.
MeasureThis homeNashville 37221Davidson County
Estimated valuepricier than$543,25356% of homes67% of homes
Price per ft²pricier than$22323% of homes28% of homes
Living areabigger than2,437 ft²66% of homes79% of homes
Lot sizebigger than0.35 ac67% of homes68% of homes
Year builtnewer than198434% of homes49% of homes

About 1004 River Ridge Ter

How much is 1004 River Ridge Ter, Nashville, TN worth?

The TopHap Estimate for 1004 River Ridge Ter, Nashville, TN is $543,253 as of Jul 14, 2026. The likely range is $517,670 to $568,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1004 River Ridge Ter, Nashville, TN last sell?

1004 River Ridge Ter, Nashville, TN last sold on May 16, 1988, according to the county's recorded deed.

How big is 1004 River Ridge Ter, Nashville, TN?

1004 River Ridge Ter, Nashville, TN has 3 bedrooms, 3 bathrooms, 2,437 square feet of living space and a 0.35-acre lot.

When was 1004 River Ridge Ter, Nashville, TN built?

1004 River Ridge Ter, Nashville, TN was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 1004 River Ridge Ter, Nashville, TN?

1004 River Ridge Ter, Nashville, TN is assigned to Harpeth Valley Elementary School (elementary), rated B+; Bellevue Middle School (middle), rated B-; James Lawson High School (high), rated C+. All sit in Nashville-Davidson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1004 River Ridge Ter, Nashville, TN compare to other homes in Nashville 37221?

Among the 15,620 homes in Nashville 37221, it is worth more than 56% of them ($543,253 against a typical $514,413), its price per square foot is higher than 23% of them ($223 against a typical $249), it is bigger than 66% of them (2,437 ft² against a typical 2,013 ft²), its lot is bigger than 67% of them (0.35 ac against a typical 0.26 ac) and it is newer than 34% of them (1984 against a typical 1992). Measured against all of Davidson County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1004 River Ridge Ter, Nashville, TN?

The 2025 property tax bill for 1004 River Ridge Ter, Nashville, TN was $3,943. The county assessed it at $141,725.

More homes on River Ridge Ter

Closest homes

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Assigned schools

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