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CondominiumResidential
$508,063$629 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $508,000 on Apr 1, 2026

10178 CAMINO RUIZ

SAN DIEGO, CA 92126
Building report
2
Beds
2
Baths
808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.

Valuation

$508K
$481K low$535K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$508,000 · Apr 1, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,864
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,691
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$457,199
HOME CAPITAL FUNDING INC · 6.01% 2 · recorded Apr 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,902 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,029 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$269,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,249
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$395,128

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mason Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
H
Mira Mesa High SchoolA
High · Grades 9–12 · 0.6 mi
M
Wangenheim Middle SchoolB
Middle · Grades 6–8 · 1.2 mi

District: San Diego City Unified School District

Neighborhood · ZIP 92126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.234

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.70,817
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,175 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,258
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,928
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10178 Camino Ruiz measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in San Diego 92126
  • Smaller than 93% of homes in San Diego 92126
  • Has a bigger lot than 93% of homes in San Diego 92126
  • Newer than 79% of homes in San Diego 92126

What homes are worth in San Diego 92126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$382K$1.5M

This home is worth more than 7% of homes in San Diego 92126.

How it measures up in San Diego 92126

The dot is this home. The mark in the middle is the typical home in San Diego 92126.

Estimated value$508,063
CheaperTypical $953,004Pricier

Pricier than 7% of homes nearby

Price per ft²$629
CheaperTypical $644Pricier

Pricier than 42% of homes nearby

Living area808 ft²
SmallerTypical 1,405 ft²Bigger

Bigger than 7% of homes nearby

Lot size4.72 ac
SmallerTypical 0.15 acBigger

Bigger than 93% of homes nearby

Year built1990
OlderTypical 1979Newer

Newer than 79% of homes nearby

How 10178 Camino Ruiz ranks against every home in each area.
MeasureThis homeSan Diego 92126San Diego County
Estimated valuepricier than$508,0637% of homes8% of homes
Price per ft²pricier than$62942% of homes62% of homes
Living areabigger than808 ft²7% of homes11% of homes
Lot sizebigger than4.72 ac93% of homes91% of homes
Year builtnewer than199079% of homes64% of homes

About 10178 Camino Ruiz

How much is 10178 Camino Ruiz, San Diego, CA worth?

The TopHap Estimate for 10178 Camino Ruiz, San Diego, CA is $508,063 as of Jul 14, 2026. The likely range is $481,081 to $535,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10178 Camino Ruiz, San Diego, CA last sell?

10178 Camino Ruiz, San Diego, CA last sold on Apr 1, 2026 for $508,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10178 Camino Ruiz, San Diego, CA?

10178 Camino Ruiz, San Diego, CA has 2 bedrooms, 2 bathrooms and 808 square feet of living space.

When was 10178 Camino Ruiz, San Diego, CA built?

10178 Camino Ruiz, San Diego, CA was built in 1990, making it 36 years old. It is a condo/apartment home.

What schools serve 10178 Camino Ruiz, San Diego, CA?

10178 Camino Ruiz, San Diego, CA is assigned to Mason Elementary School (elementary), rated C+; Mira Mesa High School (high), rated A; Wangenheim Middle School (middle), rated B. All sit in San Diego City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10178 Camino Ruiz, San Diego, CA compare to other homes in San Diego 92126?

Among the 20,493 homes in San Diego 92126, it is worth more than 7% of them ($508,063 against a typical $953,004), its price per square foot is higher than 42% of them ($629 against a typical $644), it is bigger than 7% of them (808 ft² against a typical 1,405 ft²), its lot is bigger than 93% of them (4.72 ac against a typical 0.15 ac) and it is newer than 79% of them (1990 against a typical 1979). Measured against all of San Diego County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10178 Camino Ruiz, San Diego, CA?

The 2025 property tax bill for 10178 Camino Ruiz, San Diego, CA was $4,902. The county assessed it at $403,029.

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Assigned schools

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