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Single Family ResidentialResidential
$749,276$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $268,700 on Mar 22, 2018

103 METZ DR

RUIDOSO, NM 88345
0
Baths
2,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$749K
$621K low$878K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$268,700 · Mar 22, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$431,861
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$345,489
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,109
FLAGSTAR BANK FSB · recorded Mar 22, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$29,491
FLAGSTAR BANK FSB
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,815

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,319 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,493
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,826
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,815
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$360,957

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.67
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Vista Primary SchoolC+
Elementary · Grades PK–2 · 0.7 mi
H
Ruidoso High SchoolC
High · Grades 9–12 · 1.3 mi
M
Ruidoso Middle SchoolB-
Middle · Grades 6–8 · 1.3 mi

District: Ruidoso Municipal Schools

Neighborhood · ZIP 88345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,458
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,013
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 Metz Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ruidoso 88345
  • Costs more per square foot than 85% of homes in Ruidoso 88345
  • Bigger than 91% of homes in Ruidoso 88345
  • Has a bigger lot than 87% of homes in Ruidoso 88345
  • Newer than 84% of homes in Ruidoso 88345

What homes are worth in Ruidoso 88345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$648K

This home is worth more than almost all homes in Ruidoso 88345.

How it measures up in Ruidoso 88345

The dot is this home. The mark in the middle is the typical home in Ruidoso 88345.

Estimated value$749,276
CheaperTypical $281,061Pricier

Pricier than almost all homes nearby

Price per ft²$364
CheaperTypical $223Pricier

Pricier than 85% of homes nearby

Living area2,056 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.67 ac
SmallerTypical 0.28 acBigger

Bigger than 87% of homes nearby

Year built2000
OlderTypical 1981Newer

Newer than 84% of homes nearby

How 103 Metz Dr ranks against every home in each area.
MeasureThis homeRuidoso 88345Lincoln County
Estimated valuepricier than$749,276almost all homes96% of homes
Price per ft²pricier than$36485% of homes82% of homes
Living areabigger than2,056 ft²91% of homes90% of homes
Lot sizebigger than0.67 ac87% of homes62% of homes
Year builtnewer than200084% of homes76% of homes

About 103 Metz Dr

How much is 103 Metz Dr, Ruidoso, NM worth?

The TopHap Estimate for 103 Metz Dr, Ruidoso, NM is $749,276 as of Jul 14, 2026. The likely range is $620,698 to $877,854. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 Metz Dr, Ruidoso, NM last sell?

103 Metz Dr, Ruidoso, NM last sold on Mar 22, 2018 for $268,700, according to the county's recorded deed.

How big is 103 Metz Dr, Ruidoso, NM?

103 Metz Dr, Ruidoso, NM has 2,056 square feet of living space and a 0.67-acre lot.

When was 103 Metz Dr, Ruidoso, NM built?

103 Metz Dr, Ruidoso, NM was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 103 Metz Dr, Ruidoso, NM?

103 Metz Dr, Ruidoso, NM is assigned to Sierra Vista Primary School (elementary), rated C+; Ruidoso High School (high), rated C; Ruidoso Middle School (middle), rated B-. All sit in Ruidoso Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 Metz Dr, Ruidoso, NM compare to other homes in Ruidoso 88345?

Among the 8,159 homes in Ruidoso 88345, it is worth more than almost all of them ($749,276 against a typical $281,061), its price per square foot is higher than 85% of them ($364 against a typical $223), it is bigger than 91% of them (2,056 ft² against a typical 1,064 ft²), its lot is bigger than 87% of them (0.67 ac against a typical 0.28 ac) and it is newer than 84% of them (2000 against a typical 1981). Measured against all of Lincoln County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 103 Metz Dr, Ruidoso, NM?

The 2025 property tax bill for 103 Metz Dr, Ruidoso, NM was $3,633. The county assessed it at $120,319.

More homes on Metz Dr

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Assigned schools

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