Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$655,218$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $481,100 on Jul 22, 2019

103 RIVER RIDGE DR

GATESVILLE, TX 76528
3
Baths
3,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$655K
$605K low$706K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$481,100 · Jul 22, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$270,318
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,254
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$384,900
SENTE MORTGAGE INC · recorded Jul 22, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$551,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$478,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$464,208
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$551,310

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCORYELL
Lot (acres)The size of the land the home sits on, from county records.2.15
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 793 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gatesville Jr High SchoolB-
Middle · Grades 7–8 · 1.6 mi
H
Gatesville High SchoolB-
High · Grades 9–12 · 1.7 mi
E
Gatesville Elementary SchoolA-
Elementary · Grades 1–3 · 1.9 mi

District: Gatesville Independent School District

Neighborhood · ZIP 76528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.25,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,223
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

103 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Coryell County
  • Costs more per square foot than 87% of homes in Coryell County
  • Bigger than 95% of homes in Coryell County
  • Has a bigger lot than 80% of homes in Coryell County
  • Newer than 75% of homes in Gatesville 76528

What homes are worth in Gatesville 76528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$1.2M

This home is worth more than 88% of homes in Gatesville 76528.

How it measures up in Gatesville 76528

The dot is this home. The mark in the middle is the typical home in Gatesville 76528.

Estimated value$655,218
CheaperTypical $255,442Pricier

Pricier than 88% of homes nearby

Price per ft²$213
CheaperTypical $162Pricier

Pricier than 73% of homes nearby

Living area3,080 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than 93% of homes nearby

Lot size2.15 ac
SmallerTypical 0.99 acBigger

Bigger than 63% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 75% of homes nearby

How 103 River Ridge Dr ranks against every home in each area.
MeasureThis homeGatesville 76528Coryell County
Estimated valuepricier than$655,21888% of homes94% of homes
Price per ft²pricier than$21373% of homes87% of homes
Living areabigger than3,080 ft²93% of homes95% of homes
Lot sizebigger than2.15 ac63% of homes80% of homes
Year builtnewer than200375% of homes70% of homes

About 103 River Ridge Dr

How much is 103 River Ridge Dr, Gatesville, TX worth?

The TopHap Estimate for 103 River Ridge Dr, Gatesville, TX is $655,218 as of Jul 14, 2026. The likely range is $604,701 to $705,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 103 River Ridge Dr, Gatesville, TX last sell?

103 River Ridge Dr, Gatesville, TX last sold on Jul 22, 2019 for $481,100, according to the county's recorded deed.

How big is 103 River Ridge Dr, Gatesville, TX?

103 River Ridge Dr, Gatesville, TX has 3 bathrooms, 3,080 square feet of living space and a 2.15-acre lot.

When was 103 River Ridge Dr, Gatesville, TX built?

103 River Ridge Dr, Gatesville, TX was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 103 River Ridge Dr, Gatesville, TX?

103 River Ridge Dr, Gatesville, TX is assigned to Gatesville Jr High School (middle), rated B-; Gatesville High School (high), rated B-; Gatesville Elementary School (elementary), rated A-. All sit in Gatesville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 103 River Ridge Dr, Gatesville, TX compare to other homes in Gatesville 76528?

Among the 7,700 homes in Gatesville 76528, it is worth more than 88% of them ($655,218 against a typical $255,442), its price per square foot is higher than 73% of them ($213 against a typical $162), it is bigger than 93% of them (3,080 ft² against a typical 1,597 ft²), its lot is bigger than 63% of them (2.15 ac against a typical 0.99 ac) and it is newer than 75% of them (2003 against a typical 1985). Measured against all of Coryell County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Ridge Dr

Closest homes

More homes in Gatesville 76528

Assigned schools

Explore the area

See this home in context

Open 103 River Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map