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Single Family ResidenceResidential
$117,442$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $92,000 on Oct 6, 2025

104 S ROSS ST

HARDWICK, MN 56134
0
Baths
860 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$117K
$105K low$130K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$92,000 · Oct 6, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$31,692
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,354
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,750
MINNWEST BANK · recorded Oct 6, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,004 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCK
Lot (acres)The size of the land the home sits on, from county records.0.14
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Porch · 144 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Luverne Middle SchoolB+
Middle · Grades 6–8 · 7.8 mi
E
Luverne Elementary SchoolA
Elementary · Grades PK–5 · 7.8 mi
H
Luverne Senior High SchoolA-
High · Grades 9–12 · 7.8 mi

District: Luverne Public School District

Neighborhood · ZIP 56134These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,629
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,978
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 S Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Rock County
  • Costs less per square foot than 84% of homes in Rock County
  • Has a smaller lot than 96% of homes in Hardwick 56134

What homes are worth in Hardwick 56134

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$375K

This home is worth more than 49% of homes in Hardwick 56134.

How it measures up in Hardwick 56134

The dot is this home. The mark in the middle is the typical home in Hardwick 56134.

Estimated value$117,442
CheaperTypical $118,471Pricier

Pricier than 49% of homes nearby

Price per ft²$137
CheaperTypical $141Pricier

Pricier than 47% of homes nearby

Living area860 ft²
SmallerTypical 788 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.14 ac
SmallerTypical 0.4 acBigger

Bigger than 4% of homes nearby

Year built1951
OlderTypical 1945Newer

Newer than 60% of homes nearby

How 104 S Ross St ranks against every home in each area.
MeasureThis homeHardwick 56134Rock County
Estimated valuepricier than$117,44249% of homes20% of homes
Price per ft²pricier than$13747% of homes16% of homes
Living areabigger than860 ft²57% of homes37% of homes
Lot sizebigger than0.14 ac4% of homes12% of homes
Year builtnewer than195160% of homes44% of homes

About 104 S Ross St

How much is 104 S Ross St, Hardwick, MN worth?

The TopHap Estimate for 104 S Ross St, Hardwick, MN is $117,442 as of Jul 14, 2026. The likely range is $104,607 to $130,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 S Ross St, Hardwick, MN last sell?

104 S Ross St, Hardwick, MN last sold on Oct 6, 2025 for $92,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 104 S Ross St, Hardwick, MN?

104 S Ross St, Hardwick, MN has 860 square feet of living space and a 0.14-acre lot.

When was 104 S Ross St, Hardwick, MN built?

104 S Ross St, Hardwick, MN was built in 1951, making it 75 years old.

What schools serve 104 S Ross St, Hardwick, MN?

104 S Ross St, Hardwick, MN is assigned to Luverne Middle School (middle), rated B+; Luverne Elementary School (elementary), rated A; Luverne Senior High School (high), rated A-. All sit in Luverne Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 S Ross St, Hardwick, MN compare to other homes in Hardwick 56134?

Among the 154 homes in Hardwick 56134, it is worth more than 49% of them ($117,442 against a typical $118,471), its price per square foot is higher than 47% of them ($137 against a typical $141), it is bigger than 57% of them (860 ft² against a typical 788 ft²), its lot is bigger than 4% of them (0.14 ac against a typical 0.4 ac) and it is newer than 60% of them (1951 against a typical 1945). Measured against all of Rock County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 S Ross St, Hardwick, MN?

The 2026 property tax bill for 104 S Ross St, Hardwick, MN was $1,004. The county assessed it at $114,800.

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Assigned schools

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