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Single Family ResidenceResidential
$577,881$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1040 CHATTOOGA RIDGE RD

MOUNTAIN REST, SC 29664
6
Beds
4 / 1
Baths
3,466 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$578K
$532K low$624K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$240,281
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,225
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$337,600
HOME POINT FINANCIAL CORPORATION · recorded Sep 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,373 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,633 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,533
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,633
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$315,830

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
81
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOconee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.6.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West-Oak Middle SchoolC
Middle · Grades 6–8 · 13.6 mi
E
Westminster Elementary SchoolB-
Elementary · Grades PK–5 · 13.9 mi
H
West-Oak High SchoolC
High · Grades 9–12 · 17.9 mi

District: Oconee County School District

Neighborhood · ZIP 29664These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,630
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,899
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Chattooga Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Mountain Rest 29664
  • Costs less per square foot than 68% of homes in Mountain Rest 29664
  • Bigger than 98% of homes in Mountain Rest 29664
  • Has a bigger lot than 86% of homes in Oconee County

What homes are worth in Mountain Rest 29664

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$793K

This home is worth more than 93% of homes in Mountain Rest 29664.

How it measures up in Mountain Rest 29664

The dot is this home. The mark in the middle is the typical home in Mountain Rest 29664.

Estimated value$577,881
CheaperTypical $234,573Pricier

Pricier than 93% of homes nearby

Price per ft²$167
CheaperTypical $203Pricier

Pricier than 32% of homes nearby

Living area3,466 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 98% of homes nearby

Lot size6 ac
SmallerTypical 2.87 acBigger

Bigger than 68% of homes nearby

Year built1982
OlderTypical 1985Newer

Newer than 47% of homes nearby

How 1040 Chattooga Ridge Rd ranks against every home in each area.
MeasureThis homeMountain Rest 29664Oconee County
Estimated valuepricier than$577,88193% of homes79% of homes
Price per ft²pricier than$16732% of homes39% of homes
Living areabigger than3,466 ft²98% of homes94% of homes
Lot sizebigger than6 ac68% of homes86% of homes
Year builtnewer than198247% of homes38% of homes

About 1040 Chattooga Ridge Rd

How much is 1040 Chattooga Ridge Rd, Mountain Rest, SC worth?

The TopHap Estimate for 1040 Chattooga Ridge Rd, Mountain Rest, SC is $577,881 as of Jul 14, 2026. The likely range is $531,906 to $623,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Chattooga Ridge Rd, Mountain Rest, SC last sell?

1040 Chattooga Ridge Rd, Mountain Rest, SC last sold on Sep 10, 2021, according to the county's recorded deed.

How big is 1040 Chattooga Ridge Rd, Mountain Rest, SC?

1040 Chattooga Ridge Rd, Mountain Rest, SC has 6 bedrooms, 4 bathrooms, 3,466 square feet of living space and a 6.00-acre lot.

When was 1040 Chattooga Ridge Rd, Mountain Rest, SC built?

1040 Chattooga Ridge Rd, Mountain Rest, SC was built in 1982, making it 44 years old. It is a ranch home. The building has 1 story.

What schools serve 1040 Chattooga Ridge Rd, Mountain Rest, SC?

1040 Chattooga Ridge Rd, Mountain Rest, SC is assigned to West-Oak Middle School (middle), rated C; Westminster Elementary School (elementary), rated B-; West-Oak High School (high), rated C. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Chattooga Ridge Rd, Mountain Rest, SC compare to other homes in Mountain Rest 29664?

Among the 1,436 homes in Mountain Rest 29664, it is worth more than 93% of them ($577,881 against a typical $234,573), its price per square foot is higher than 32% of them ($167 against a typical $203), it is bigger than 98% of them (3,466 ft² against a typical 1,326 ft²), its lot is bigger than 68% of them (6 ac against a typical 2.87 ac) and it is newer than 47% of them (1982 against a typical 1985). Measured against all of Oconee County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Chattooga Ridge Rd, Mountain Rest, SC?

The 2025 property tax bill for 1040 Chattooga Ridge Rd, Mountain Rest, SC was $2,373. The county assessed it at $12,633.

More homes on Chattooga Ridge Rd

Closest homes

More homes in Mountain Rest 29664

Assigned schools

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