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Rural ResidenceResidential
$195,304
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $62,660 on Aug 4, 2017

10564 STATE ROUTE 7

RICHMONDVILLE, NY 12149
0
Baths
10.23 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$195K
$127K low$264K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$62,660 · Aug 4, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$170,304
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$136,243
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
SIDNEY FCU · recorded Dec 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,897 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,752

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.10.23

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Worcester SchoolC-
Elementary · Grades KG–12 · 5.3 mi

District: Worcester Central School District

Neighborhood · ZIP 12149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,175
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10564 State Route 7 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Richmondville 12149
  • Has a bigger lot than 78% of homes in Otsego County

What homes are worth in Richmondville 12149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$647K

This home is worth more than 26% of homes in Richmondville 12149.

How it measures up in Richmondville 12149

The dot is this home. The mark in the middle is the typical home in Richmondville 12149.

Estimated value$195,304
CheaperTypical $265,041Pricier

Pricier than 26% of homes nearby

Lot size10.23 ac
SmallerTypical 3.16 acBigger

Bigger than 77% of homes nearby

How 10564 State Route 7 ranks against every home in each area.
MeasureThis homeRichmondville 12149Otsego County
Estimated valuepricier than$195,30426% of homes42% of homes
Lot sizebigger than10.23 ac77% of homes78% of homes

About 10564 State Route 7

How much is 10564 State Route 7, Richmondville, NY worth?

The TopHap Estimate for 10564 State Route 7, Richmondville, NY is $195,304 as of Jul 14, 2026. The likely range is $126,755 to $263,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10564 State Route 7, Richmondville, NY last sell?

10564 State Route 7, Richmondville, NY last sold on Aug 4, 2017 for $62,660, according to the county's recorded deed.

What schools serve 10564 State Route 7, Richmondville, NY?

10564 State Route 7, Richmondville, NY is assigned to Worcester School (elementary), rated C-. All sit in Worcester Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10564 State Route 7, Richmondville, NY compare to other homes in Richmondville 12149?

Among the 1,111 homes in Richmondville 12149, it is worth more than 26% of them ($195,304 against a typical $265,041) and its lot is bigger than 77% of them (10.23 ac against a typical 3.16 ac). Measured against all of Otsego County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10564 State Route 7, Richmondville, NY?

The 2024 property tax bill for 10564 State Route 7, Richmondville, NY was $1,897. The county assessed it at $33,600.

More homes on State Route 7

Closest homes

More homes in Richmondville 12149

Assigned schools

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