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Single Family ResidenceResidential
$474,490$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $339,900 on Nov 28, 2022

10686 ROCKVALE RD

ROCKVALE, TN 37153
1
Baths
3,278 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$474K
$436K low$513K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$339,900 · Nov 28, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,490
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,392
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$404,000
ROCKET MORTGAGE LLC · 6.38% 2 · recorded May 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,198 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,625 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,625
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
73
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRutherford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.2.97
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 204 ft²Patio · 204 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockvale Elementary SchoolB-
Elementary · Grades KG–5 · 3.9 mi
M
Rockvale Middle SchoolA-
Middle · Grades 6–8 · 4.2 mi
H
Rockvale High SchoolA-
High · Grades 9–12 · 4.3 mi

District: Rutherford County School District

Neighborhood · ZIP 37153These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.127 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,433
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10686 Rockvale Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Rutherford County
  • Among the lowest price per square foot in Rutherford County
  • Bigger than 94% of homes in Rutherford County
  • Has a bigger lot than 89% of homes in Rutherford County
  • Older than 84% of homes in Rockvale 37153

What homes are worth in Rockvale 37153

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$1.3M

This home is worth more than 49% of homes in Rockvale 37153.

How it measures up in Rockvale 37153

The dot is this home. The mark in the middle is the typical home in Rockvale 37153.

Estimated value$474,490
CheaperTypical $477,860Pricier

Pricier than 49% of homes nearby

Price per ft²$145
CheaperTypical $250Pricier

Pricier than 2% of homes nearby

Living area3,278 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 93% of homes nearby

Lot size2.97 ac
SmallerTypical 1.4 acBigger

Bigger than 61% of homes nearby

Year built1980
OlderTypical 1999Newer

Newer than 16% of homes nearby

How 10686 Rockvale Rd ranks against every home in each area.
MeasureThis homeRockvale 37153Rutherford County
Estimated valuepricier than$474,49049% of homes68% of homes
Price per ft²pricier than$1452% of homesalmost no homes
Living areabigger than3,278 ft²93% of homes94% of homes
Lot sizebigger than2.97 ac61% of homes89% of homes
Year builtnewer than198016% of homes16% of homes

About 10686 Rockvale Rd

How much is 10686 Rockvale Rd, Rockvale, TN worth?

The TopHap Estimate for 10686 Rockvale Rd, Rockvale, TN is $474,490 as of Jul 14, 2026. The likely range is $436,245 to $512,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10686 Rockvale Rd, Rockvale, TN last sell?

10686 Rockvale Rd, Rockvale, TN last sold on Nov 28, 2022 for $339,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10686 Rockvale Rd, Rockvale, TN?

10686 Rockvale Rd, Rockvale, TN has 1 bathrooms, 3,278 square feet of living space and a 2.97-acre lot.

When was 10686 Rockvale Rd, Rockvale, TN built?

10686 Rockvale Rd, Rockvale, TN was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 10686 Rockvale Rd, Rockvale, TN?

10686 Rockvale Rd, Rockvale, TN is assigned to Rockvale Elementary School (elementary), rated B-; Rockvale Middle School (middle), rated A-; Rockvale High School (high), rated A-. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10686 Rockvale Rd, Rockvale, TN compare to other homes in Rockvale 37153?

Among the 2,602 homes in Rockvale 37153, it is worth more than 49% of them ($474,490 against a typical $477,860), its price per square foot is higher than 2% of them ($145 against a typical $250), it is bigger than 93% of them (3,278 ft² against a typical 1,948 ft²), its lot is bigger than 61% of them (2.97 ac against a typical 1.4 ac) and it is newer than 16% of them (1980 against a typical 1999). Measured against all of Rutherford County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10686 Rockvale Rd, Rockvale, TN?

The 2025 property tax bill for 10686 Rockvale Rd, Rockvale, TN was $2,198. The county assessed it at $70,625.

More homes on Rockvale Rd

Closest homes

More homes in Rockvale 37153

Assigned schools

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