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Single Family ResidenceResidential
$1,013,512$445 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

107 RIVER ST

MIDDLETON, MA 01949
4
Beds
1.5
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$941K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$823,512
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$658,810
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
NORTH SHORE BANK · recorded Jul 24, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
NORTH SHORE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$881,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$383,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$497,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$821,940

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.3.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fuller Meadow
Elementary · Grades KG–2 · 0.9 mi
H
Masconomet Regional High SchoolA
High · Grades 9–12 · 4.3 mi
M
Masconomet Regional Middle SchoolC
Middle · Grades 7–8 · 4.4 mi

District: Middleton School District

Neighborhood · ZIP 01949These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.684 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$149,082
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$187,077
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

107 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Essex County
  • Bigger than 67% of homes in Essex County
  • Has a bigger lot than 95% of homes in Essex County
  • Newer than 85% of homes in Essex County

What homes are worth in Middleton 01949

Each bar is how many homes fall in that price range. The marker is this home.

This home
$410K$2.1M

This home is worth more than 65% of homes in Middleton 01949.

How it measures up in Middleton 01949

The dot is this home. The mark in the middle is the typical home in Middleton 01949.

Estimated value$1,013,512
CheaperTypical $852,324Pricier

Pricier than 65% of homes nearby

Price per ft²$445
CheaperTypical $421Pricier

Pricier than 61% of homes nearby

Living area2,280 ft²
SmallerTypical 2,232 ft²Bigger

Bigger than 52% of homes nearby

Lot size3.19 ac
SmallerTypical 0.93 acBigger

Bigger than 94% of homes nearby

Year built1994
OlderTypical 1992Newer

Newer than 55% of homes nearby

How 107 River St ranks against every home in each area.
MeasureThis homeMiddleton 01949Essex County
Estimated valuepricier than$1,013,51265% of homes80% of homes
Price per ft²pricier than$44561% of homes64% of homes
Living areabigger than2,280 ft²52% of homes67% of homes
Lot sizebigger than3.19 ac94% of homes95% of homes
Year builtnewer than199455% of homes85% of homes

About 107 River St

How much is 107 River St, Middleton, MA worth?

The TopHap Estimate for 107 River St, Middleton, MA is $1,013,512 as of Jul 14, 2026. The likely range is $941,368 to $1,085,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 107 River St, Middleton, MA last sell?

107 River St, Middleton, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 107 River St, Middleton, MA?

107 River St, Middleton, MA has 4 bedrooms, 1.5 bathrooms, 2,280 square feet of living space and a 3.19-acre lot.

When was 107 River St, Middleton, MA built?

107 River St, Middleton, MA was built in 1994, making it 32 years old. It is a colonial home. The building has 2 stories.

What schools serve 107 River St, Middleton, MA?

107 River St, Middleton, MA is assigned to Fuller Meadow (elementary); Masconomet Regional High School (high), rated A; Masconomet Regional Middle School (middle), rated C. All sit in Middleton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 107 River St, Middleton, MA compare to other homes in Middleton 01949?

Among the 3,183 homes in Middleton 01949, it is worth more than 65% of them ($1,013,512 against a typical $852,324), its price per square foot is higher than 61% of them ($445 against a typical $421), it is bigger than 52% of them (2,280 ft² against a typical 2,232 ft²), its lot is bigger than 94% of them (3.19 ac against a typical 0.93 ac) and it is newer than 55% of them (1994 against a typical 1992). Measured against all of Essex County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 107 River St, Middleton, MA?

The 2025 property tax bill for 107 River St, Middleton, MA was $10,480. The county assessed it at $881,400.

More homes on River St

Closest homes

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Assigned schools

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