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Single Family ResidenceResidential
$72,721$62 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 FAY ST SW

ROME, GA 30165
1
Baths
1,175 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$73K
$64K low$81K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,721
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,177

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,376 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,489 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,629
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,219
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,223

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elm Street Elementary SchoolB
Elementary · Grades PK–6 · 0.1 mi
H
Rome High SchoolB
High · Grades 9–12 · 3.6 mi
M
Rome Middle SchoolC-
Middle · Grades 7–8 · 3.8 mi

District: Rome City School District

Neighborhood · ZIP 30165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,389
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.252 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,264
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,388
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Fay St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Rome 30165
  • Costs less per square foot than 97% of homes in Rome 30165
  • Smaller than 79% of homes in Rome 30165
  • Has a smaller lot than 96% of homes in Rome 30165
  • Older than 90% of homes in Rome 30165

What homes are worth in Rome 30165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$795K

This home is worth more than 3% of homes in Rome 30165.

How it measures up in Rome 30165

The dot is this home. The mark in the middle is the typical home in Rome 30165.

Estimated value$72,721
CheaperTypical $227,700Pricier

Pricier than 3% of homes nearby

Price per ft²$62
CheaperTypical $145Pricier

Pricier than 3% of homes nearby

Living area1,175 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.17 ac
SmallerTypical 0.41 acBigger

Bigger than 4% of homes nearby

Year built1945
OlderTypical 1974Newer

Newer than 10% of homes nearby

How 109 Fay St Sw ranks against every home in each area.
MeasureThis homeRome 30165Floyd County
Estimated valuepricier than$72,7213% of homes6% of homes
Price per ft²pricier than$623% of homes5% of homes
Living areabigger than1,175 ft²21% of homes24% of homes
Lot sizebigger than0.17 ac4% of homes7% of homes
Year builtnewer than194510% of homes18% of homes

About 109 Fay St Sw

How much is 109 Fay St Sw, Rome, GA worth?

The TopHap Estimate for 109 Fay St Sw, Rome, GA is $72,721 as of Jul 14, 2026. The likely range is $64,279 to $81,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Fay St Sw, Rome, GA last sell?

109 Fay St Sw, Rome, GA last sold on Jun 20, 2019, according to the county's recorded deed.

How big is 109 Fay St Sw, Rome, GA?

109 Fay St Sw, Rome, GA has 1 bathrooms, 1,175 square feet of living space and a 0.17-acre lot.

When was 109 Fay St Sw, Rome, GA built?

109 Fay St Sw, Rome, GA was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 109 Fay St Sw, Rome, GA?

109 Fay St Sw, Rome, GA is assigned to Elm Street Elementary School (elementary), rated B; Rome High School (high), rated B; Rome Middle School (middle), rated C-. All sit in Rome City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Fay St Sw, Rome, GA compare to other homes in Rome 30165?

Among the 13,581 homes in Rome 30165, it is worth more than 3% of them ($72,721 against a typical $227,700), its price per square foot is higher than 3% of them ($62 against a typical $145), it is bigger than 21% of them (1,175 ft² against a typical 1,560 ft²), its lot is bigger than 4% of them (0.17 ac against a typical 0.41 ac) and it is newer than 10% of them (1945 against a typical 1974). Measured against all of Floyd County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Fay St Sw, Rome, GA?

The 2025 property tax bill for 109 Fay St Sw, Rome, GA was $1,376. The county assessed it at $38,489.

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